MF Gyan
otherLow risk10 years oldSteady vs its 3-year pace

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 28 Sep 2016.

Latest price per unit
₹15.6052
▲ 0.01% today
As of 28 Sep 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.13 L
▲ ₹13.5k gain · 13.5% / year
Invested 3 years ago
₹1.37 L
▲ ₹36.6k gain · 10.9% / year
Invested 5 years ago
₹1.56 L
▲ ₹55.8k gain · 9.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.15 L
Gain / loss+₹34.9k
XIRR (annualised)11.91%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.17 L
Projected gain*+₹37.2k
*at this fund's historical rate of 11.91% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
13.46%median 3.33% (+10.13%)
Rank #4 of 501Beats 99% of peers
3-year return
10.95%median 4.93% (+6.01%)
Rank #1 of 501Beats 100% of peers
5-year return
9.27%median 4.41% (+4.86%)
Rank #3 of 501Beats 95% of peers
Bumpiness (3Y)
4.07%median 3.16% (+0.91%)
Rank #231 of 501Less risky than 48% of peers
Worst-ever drop
-7.90%median -2.36% (-5.54%)
Rank #137 of 501Less risky than 70% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+2%
2016
+11%
2017
+3%
2018
+10%
2019
+12%
2020
+8%
2021
Best year
2020 · 12.20%
Worst year
2016 · 2.15%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.1%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.90%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year13.46%
CAGR — 3 years10.95%
CAGR — 5 years9.27%
CAGR — since launch9.27%
Volatility — 1 year (annualised)3.38%
Volatility — 3 years (annualised)4.07%
Max drawdown — 1 year-1.57%
Max drawdown — 3 years-7.90%
Sharpe ratio — 1 year (rf=6%)2.03
Sharpe ratio — 3 years (rf=6%)1.15

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
139859
First price on record
28 Sep 2016 · 1,233 daily prices

About UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 10 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option is ₹15.6052 (as of 28 Sep 2021). Historically, it has delivered 13.45% over the last year, 10.95% CAGR over 3 years, 9.27% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option?+

The latest NAV of UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option is ₹15.6052 as of 28 Sep 2021, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option?+

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option has delivered 1-year return 13.45%, 3-year CAGR 10.95%, 5-year CAGR 9.27%, since-inception CAGR 9.27%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option belong to?+

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 4.1%, UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option a direct plan?+

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option?+

UTI Capital Protection Oriented Scheme Series VIII -II (1831 Days) - Direct Plan - Growth Option has NAV history available from 28 Sep 2016 — approximately 10 years of track record and 1,233 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.