MF Gyan
otherLow risk11 years oldCooling recently (last 6m ≈ -2% p.a.)

DSP FMP Series 195 - 36M - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From DSP Mutual Fund. It's been running since 29 Feb 2016.

Latest price per unit
₹11.7507
▲ 0.05% today
As of 15 Apr 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.4k
▼ ₹2.6k loss · -2.6% / year
Invested 3 years ago
₹1.15 L
▲ ₹15.0k gain · 4.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.85 L
Gain / loss+₹5.4k
XIRR (annualised)2.00%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.86 L
Projected gain*+₹5.6k
*at this fund's historical rate of 2.00% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-2.59%median 4.49% (-7.07%)
Rank #378 of 501Beats 13% of peers
3-year return
4.77%median 6.00% (-1.23%)
Rank #117 of 501Beats 45% of peers
Bumpiness (3Y)
3.83%median 5.00% (-1.17%)
Rank #206 of 501Less risky than 58% of peers
Worst-ever drop
-7.82%median -6.85% (-0.97%)
Rank #233 of 501Less risky than 54% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+9%
2016
+8%
2017
-3%
2018
+2%
2019
Best year
2016 · 9.14%
Worst year
2018 · -2.75%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.8%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.82%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP FMP Series 195 - 36M - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year-2.59%
CAGR — 3 years4.77%
CAGR — 5 years—
CAGR — since launch5.23%
Volatility — 1 year (annualised)6.50%
Volatility — 3 years (annualised)3.83%
Max drawdown — 1 year-7.82%
Max drawdown — 3 years-7.82%
Sharpe ratio — 1 year (rf=6%)-1.35
Sharpe ratio — 3 years (rf=6%)-0.31

Fund info

Fund house
DSP Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
136264
First price on record
29 Feb 2016 · 757 daily prices

About DSP FMP Series 195 - 36M - Direct Plan - Growth

DSP FMP Series 195 - 36M - Direct Plan - Growth is a Income offered by DSP Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of DSP FMP Series 195 - 36M - Direct Plan - Growth is ₹11.7507 (as of 15 Apr 2019). Historically, it has delivered -2.60% over the last year, 4.77% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP FMP Series 195 - 36M - Direct Plan - Growth?+

The latest NAV of DSP FMP Series 195 - 36M - Direct Plan - Growth is ₹11.7507 as of 15 Apr 2019, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP FMP Series 195 - 36M - Direct Plan - Growth?+

DSP FMP Series 195 - 36M - Direct Plan - Growth has delivered 1-year return -2.60%, 3-year CAGR 4.77%, since-inception CAGR 5.23%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP FMP Series 195 - 36M - Direct Plan - Growth belong to?+

DSP FMP Series 195 - 36M - Direct Plan - Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is DSP FMP Series 195 - 36M - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 3.8%, DSP FMP Series 195 - 36M - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP FMP Series 195 - 36M - Direct Plan - Growth a direct plan?+

DSP FMP Series 195 - 36M - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is DSP FMP Series 195 - 36M - Direct Plan - Growth?+

DSP FMP Series 195 - 36M - Direct Plan - Growth has NAV history available from 29 Feb 2016 — approximately 11 years of track record and 757 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.