MF Gyan
otherLow risk11 years old

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 18 Jan 2016.

Latest price per unit
₹12.9923
▲ 0.01% today
As of 15 Jan 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.0k gain · 4.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.3k
Gain / loss+₹1.3k
XIRR (annualised)4.39%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.4k
Projected gain*+₹1.4k
*at this fund's historical rate of 4.39% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
3.99%median 3.33% (+0.65%)
Rank #200 of 501Beats 51% of peers
Bumpiness (3Y)
2.42%median 3.16% (-0.74%)
Rank #222 of 501Less risky than 50% of peers
Worst-ever drop
-1.97%median -2.36% (+0.39%)
Rank #236 of 501Less risky than 48% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+11%
2016
+12%
2017
+5%
2018
+0%
2019
Best year
2017 · 11.61%
Worst year
2019 · 0.02%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.4%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.97%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year3.99%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch9.12%
Volatility — 1 year (annualised)2.60%
Volatility — 3 years (annualised)2.42%
Max drawdown — 1 year-1.97%
Max drawdown — 3 years-1.97%
Sharpe ratio — 1 year (rf=6%)-0.76
Sharpe ratio — 3 years (rf=6%)1.21

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
136018
First price on record
18 Jan 2016 · 738 daily prices

About UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option is ₹12.9923 (as of 15 Jan 2019). Historically, it has delivered 3.98% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option?+

The latest NAV of UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option is ₹12.9923 as of 15 Jan 2019, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option?+

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option has delivered 1-year return 3.98%, since-inception CAGR 9.12%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option belong to?+

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 2.4%, UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option a direct plan?+

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option?+

UTI Capital Protection Oriented Scheme Series VII-I (1098 Days) - Direct Plan - Growth Option has NAV history available from 18 Jan 2016 — approximately 11 years of track record and 738 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.