MF Gyan
sectorHigh risk11 years oldAccelerating recently (last 6m ≈ 29% p.a.)

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Tata Mutual Fund. It's been running since 29 Dec 2015.

Latest price per unit
₹53.8575
▼ 0.23% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹978 gain · 1.0% / year
Invested 3 years ago
₹1.50 L
▲ ₹49.7k gain · 14.4% / year
Invested 5 years ago
₹1.89 L
▲ ₹88.8k gain · 13.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.04 L
Gain / loss+₹24.2k
XIRR (annualised)8.79%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.07 L
Projected gain*+₹26.6k
*at this fund's historical rate of 8.79% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
0.98%median 6.52% (-5.54%)
Rank #242 of 364Beats 27% of peers
3-year return
14.40%median 13.41% (+0.99%)
Rank #96 of 364Beats 56% of peers
5-year return
13.55%median 11.78% (+1.77%)
Rank #57 of 364Beats 65% of peers
Bumpiness (3Y)
14.22%median 15.58% (-1.36%)
Rank #113 of 364Less risky than 69% of peers
Worst-ever drop
-32.46%median -25.20% (-7.26%)
Rank #114 of 364Less risky than 68% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+23%
2020
+28%
2021
+2%
2022
+38%
2023
+28%
2024
-1%
2025
+4%
2026
Best year
2023 · 37.82%
Worst year
2025 · -1.30%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.2%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-32.46%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option against other sector funds.

Technical details (for the pros)
CAGR — 1 year0.98%
CAGR — 3 years14.40%
CAGR — 5 years13.55%
CAGR — since launch17.02%
Volatility — 1 year (annualised)14.41%
Volatility — 3 years (annualised)14.22%
Max drawdown — 1 year-17.30%
Max drawdown — 3 years-20.70%
Sharpe ratio — 1 year (rf=6%)-0.35
Sharpe ratio — 3 years (rf=6%)0.55

Fund info

Fund house
Tata Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF277K014A4
ISIN (Div re-invest)
—
Fund code
135806
First price on record
29 Dec 2015 · 2,634 daily prices

About Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is a Equity Scheme - Sectoral/ Thematic offered by Tata Mutual Fund under the Direct plan with the IDCW option. It has approximately 11 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹53.8575 (as of 4 Sep 2026). Historically, it has delivered 0.98% over the last year, 14.40% CAGR over 3 years, 13.55% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 32.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

The latest NAV of Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹53.8575 as of 4 Sep 2026, down 0.23% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has delivered 1-year return 0.98%, 3-year CAGR 14.40%, 5-year CAGR 13.55%, since-inception CAGR 17.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option belong to?+

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Based on its 3-year annualised volatility of 14.2%, Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option a direct plan?+

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option?+

Tata India Consumer Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has NAV history available from 29 Dec 2015 — approximately 11 years of track record and 2,634 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.