MF Gyan
sectorHigh risk11 years oldAccelerating recently (last 6m ≈ 16% p.a.)

Tata Digital India Fund - Direct Plan - Growth Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Tata Mutual Fund. It's been running since 29 Dec 2015.

Latest price per unit
₹49.6573
▼ 0.38% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹91.9k
▼ ₹8.1k loss · -8.1% / year
Invested 3 years ago
₹1.20 L
▲ ₹20.0k gain · 6.3% / year
Invested 5 years ago
₹1.25 L
▲ ₹25.3k gain · 4.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.75 L
Gain / loss-₹5.5k
XIRR (annualised)-2.11%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.74 L
Projected gain*+-₹5.7k
*at this fund's historical rate of -2.11% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-8.09%median 6.52% (-14.61%)
Rank #316 of 364Beats 5% of peers
3-year return
6.26%median 13.63% (-7.37%)
Rank #189 of 364Beats 13% of peers
5-year return
4.62%median 11.94% (-7.32%)
Rank #144 of 364Beats 13% of peers
Bumpiness (3Y)
18.22%median 15.55% (+2.67%)
Rank #306 of 364Less risky than 16% of peers
Worst-ever drop
-33.27%median -25.20% (-8.07%)
Rank #105 of 364Less risky than 71% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+56%
2020
+76%
2021
-23%
2022
+33%
2023
+32%
2024
-9%
2025
-13%
2026
Best year
2021 · 76.34%
Worst year
2022 · -22.70%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.2%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-33.27%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Tata Digital India Fund - Direct Plan - Growth Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year-8.09%
CAGR — 3 years6.26%
CAGR — 5 years4.62%
CAGR — since launch16.18%
Volatility — 1 year (annualised)18.88%
Volatility — 3 years (annualised)18.22%
Max drawdown — 1 year-25.52%
Max drawdown — 3 years-33.27%
Sharpe ratio — 1 year (rf=6%)-0.77
Sharpe ratio — 3 years (rf=6%)0.01

Fund info

Fund house
Tata Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF277K01Z77
ISIN (Div re-invest)
—
Fund code
135800
First price on record
29 Dec 2015 · 2,633 daily prices

About Tata Digital India Fund - Direct Plan - Growth Option

Tata Digital India Fund - Direct Plan - Growth Option is a Equity Scheme - Sectoral/ Thematic offered by Tata Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Tata Digital India Fund - Direct Plan - Growth Option is ₹49.6573 (as of 4 Sep 2026). Historically, it has delivered -8.08% over the last year, 6.26% CAGR over 3 years, 4.62% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 33.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Tata Digital India Fund - Direct Plan - Growth Option?+

The latest NAV of Tata Digital India Fund - Direct Plan - Growth Option is ₹49.6573 as of 4 Sep 2026, down 0.38% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Tata Digital India Fund - Direct Plan - Growth Option?+

Tata Digital India Fund - Direct Plan - Growth Option has delivered 1-year return -8.08%, 3-year CAGR 6.26%, 5-year CAGR 4.62%, since-inception CAGR 16.18%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Tata Digital India Fund - Direct Plan - Growth Option belong to?+

Tata Digital India Fund - Direct Plan - Growth Option is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Tata Digital India Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 18.2%, Tata Digital India Fund - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Tata Digital India Fund - Direct Plan - Growth Option a direct plan?+

Tata Digital India Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Tata Digital India Fund - Direct Plan - Growth Option?+

Tata Digital India Fund - Direct Plan - Growth Option has NAV history available from 29 Dec 2015 — approximately 11 years of track record and 2,633 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.