Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth
A specialised fund. Check the scheme details for what it invests in. From Principal Mutual Fund. It's been running since 15 Dec 2015.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 51 other funds in Solution Oriented Scheme - Retirement Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 6 of last 6 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth against other other funds.
Technical details (for the pros)
Fund info
- Fund house
- Principal Mutual Fund
- Category
- Solution Oriented Scheme - Retirement Fund
- Plan
- Direct
- Option
- Growth
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 135751
- First price on record
- 15 Dec 2015 · 1,226 daily prices
About Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth
Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth is a Solution Oriented Scheme - Retirement Fund offered by Principal Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.
The current NAV of Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth is ₹13.5059 (as of 24 Dec 2020). Historically, it has delivered 6.05% over the last year, 3.71% CAGR over 3 years, 6.09% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 5.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 10.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth?+
The latest NAV of Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth is ₹13.5059 as of 24 Dec 2020, up 0.28% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth?+
Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth has delivered 1-year return 6.05%, 3-year CAGR 3.71%, 5-year CAGR 6.09%, since-inception CAGR 6.14%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth belong to?+
Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth is categorised as Solution Oriented Scheme - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.
How risky is Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth?+
Based on its 3-year annualised volatility of 5.3%, Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth a direct plan?+
Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).
How old is Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth?+
Principal Retirement Savings Fund - Conservative Plan - Direct Sub-Plan - Growth has NAV history available from 15 Dec 2015 — approximately 11 years of track record and 1,226 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.