MF Gyan
otherLow risk11 years oldSteady vs its 3-year pace

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 23 Nov 2015.

Latest price per unit
₹12.3866
▲ 0.05% today
As of 20 May 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.7k gain · 1.7% / year
Invested 3 years ago
₹1.23 L
▲ ₹23.0k gain · 7.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.90 L
Gain / loss+₹10.2k
XIRR (annualised)3.71%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.91 L
Projected gain*+₹10.7k
*at this fund's historical rate of 3.71% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
1.68%median 3.33% (-1.65%)
Rank #212 of 501Beats 48% of peers
3-year return
7.13%median 4.02% (+3.11%)
Rank #131 of 501Beats 54% of peers
Bumpiness (3Y)
5.06%median 3.16% (+1.90%)
Rank #294 of 501Less risky than 34% of peers
Worst-ever drop
-8.11%median -2.36% (-5.76%)
Rank #137 of 501Less risky than 70% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 5 years were positive.

+0%
2015
+8%
2016
+15%
2017
-3%
2018
+2%
2019
Best year
2017 · 15.43%
Worst year
2018 · -3.41%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.1%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.11%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year1.68%
CAGR — 3 years7.13%
CAGR — 5 years—
CAGR — since launch6.31%
Volatility — 1 year (annualised)4.22%
Volatility — 3 years (annualised)5.06%
Max drawdown — 1 year-6.09%
Max drawdown — 3 years-8.11%
Sharpe ratio — 1 year (rf=6%)-0.93
Sharpe ratio — 3 years (rf=6%)0.23

Fund info

Fund house
LIC Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
135589
First price on record
23 Nov 2015 · 841 daily prices

About LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth is a IDF offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth is ₹12.3866 (as of 20 May 2019). Historically, it has delivered 1.69% over the last year, 7.13% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth?+

The latest NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth is ₹12.3866 as of 20 May 2019, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth has delivered 1-year return 1.69%, 3-year CAGR 7.13%, since-inception CAGR 6.31%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth belong to?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth?+

Based on its 3-year annualised volatility of 5.1%, LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth a direct plan?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Growth has NAV history available from 23 Nov 2015 — approximately 11 years of track record and 841 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.