MF Gyan
otherHigh risk11 years oldCooling recently (last 6m ≈ -29% p.a.)

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 23 Nov 2015.

Latest price per unit
₹10.00
▼ 19.23% today
As of 20 May 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹82.2k
▼ ₹17.8k loss · -17.8% / year
Invested 3 years ago
₹99.3k
▼ ₹748 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.54 L
Gain / loss-₹26.4k
XIRR (annualised)-10.27%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.54 L
Projected gain*+-₹25.9k
*at this fund's historical rate of -10.27% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-17.83%median 3.33% (-21.16%)
Rank #397 of 501Beats 3% of peers
3-year return
-0.25%median 4.93% (-5.18%)
Rank #249 of 501Beats 12% of peers
Bumpiness (3Y)
13.59%median 3.16% (+10.43%)
Rank #392 of 501Less risky than 12% of peers
Worst-ever drop
-21.26%median -2.36% (-18.90%)
Rank #54 of 501Less risky than 88% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 5 years were positive.

+0%
2015
+8%
2016
+15%
2017
-3%
2018
-18%
2019
Best year
2017 · 15.43%
Worst year
2019 · -17.56%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.6%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-21.26%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout against other other funds.

Technical details (for the pros)
CAGR — 1 year-17.83%
CAGR — 3 years-0.25%
CAGR — 5 years—
CAGR — since launch-0.02%
Volatility — 1 year (annualised)22.29%
Volatility — 3 years (annualised)13.59%
Max drawdown — 1 year-19.52%
Max drawdown — 3 years-21.26%
Sharpe ratio — 1 year (rf=6%)-1.18
Sharpe ratio — 3 years (rf=6%)-0.46

Fund info

Fund house
LIC Mutual Fund
Category
IDF
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
135588
First price on record
23 Nov 2015 · 841 daily prices

About LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout is a IDF offered by LIC Mutual Fund under the Direct plan with the Dividend option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout is ₹10.0000 (as of 20 May 2019). Historically, it has delivered -17.90% over the last year, -0.25% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 21.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout?+

The latest NAV of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout is ₹10.0000 as of 20 May 2019, down 19.23% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout has delivered 1-year return -17.90%, 3-year CAGR -0.25%, since-inception CAGR -0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout belong to?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout?+

Based on its 3-year annualised volatility of 13.6%, LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout a direct plan?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout?+

LIC MF Dual Advantage Fixed Term Plan-Series 3-Direct Plan-Dividend Payout has NAV history available from 23 Nov 2015 — approximately 11 years of track record and 841 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.