debtLow risk

UTI Short Term Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 1 Oct 2015.

Latest price per unit

₹13.6892

▲ 0.05% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.03 L

▲ ₹2.5k gain · 2.5% / year

Invested 3 years ago

₹1.11 L

▲ ₹11.3k gain · 3.6% / year

Invested 5 years ago

₹1.22 L

▲ ₹21.9k gain · 4.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.8%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-15.35%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year2.51%

CAGR — 3 years3.63%

CAGR — 5 years4.04%

CAGR — since launch2.52%

Volatility — 1 year (annualised)3.43%

Volatility — 3 years (annualised)3.83%

Max drawdown — 1 year-3.62%

Max drawdown — 3 years-3.88%

Sharpe ratio — 1 year (rf=6%)-0.99

Sharpe ratio — 3 years (rf=6%)-0.59

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Short Term Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FA1R33
ISIN (Div re-invest): INF789FA1R41
Fund code: 135497
First price on record: 1 Oct 2015 · 2,637 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.