MF Gyan
otherLow risk11 years old

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 3 Jun 2015.

Latest price per unit
₹10.00
▼ 1.86% today
As of 31 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.3k
▼ ₹2.7k loss · -2.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹59.1k
Gain / loss-₹938
XIRR (annualised)-2.91%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹59.1k
Projected gain*+-₹937
*at this fund's historical rate of -2.91% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-2.72%median 3.33% (-6.06%)
Rank #298 of 501Beats 27% of peers
Bumpiness (3Y)
4.26%median 3.16% (+1.10%)
Rank #243 of 501Less risky than 45% of peers
Worst-ever drop
-3.26%median -2.36% (-0.90%)
Rank #196 of 501Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+1%
2015
+1%
2016
-1%
2017
-1%
2018
Best year
2016 · 1.00%
Worst year
2017 · -0.89%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.3%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.26%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-2.72%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch0.07%
Volatility — 1 year (annualised)4.52%
Volatility — 3 years (annualised)4.26%
Max drawdown — 1 year-3.26%
Max drawdown — 3 years-3.26%
Sharpe ratio — 1 year (rf=6%)-1.96
Sharpe ratio — 3 years (rf=6%)-1.39

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
134795
First price on record
3 Jun 2015 · 725 daily prices

About UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Dividend option. It has approximately 11 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option is ₹10.0000 (as of 31 May 2018). Historically, it has delivered -2.72% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option?+

The latest NAV of UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option is ₹10.0000 as of 31 May 2018, down 1.86% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option?+

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option has delivered 1-year return -2.72%, since-inception CAGR 0.07%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option belong to?+

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option?+

Based on its 3-year annualised volatility of 4.3%, UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option a direct plan?+

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option?+

UTI FTIF Series XXII-IV (1098 Days) - Direct Plan - Quarterly Div Option has NAV history available from 3 Jun 2015 — approximately 11 years of track record and 725 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.