debtLow risk

UTI Medium Term Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 9 Apr 2015.

Latest price per unit

₹15.4085

▲ 0.04% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹5.6k gain · 5.6% / year

Invested 3 years ago

₹1.19 L

▲ ₹18.7k gain · 5.9% / year

Invested 5 years ago

₹1.28 L

▲ ₹27.5k gain · 5.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.3%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-6.09%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.55%

CAGR — 3 years5.87%

CAGR — 5 years4.98%

CAGR — since launch3.85%

Volatility — 1 year (annualised)1.35%

Volatility — 3 years (annualised)2.34%

Max drawdown — 1 year-0.98%

Max drawdown — 3 years-3.42%

Sharpe ratio — 1 year (rf=6%)-0.26

Sharpe ratio — 3 years (rf=6%)-0.02

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Medium Term Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FB1KL1
ISIN (Div re-invest): INF789FB1KM9
Fund code: 134505
First price on record: 9 Apr 2015 · 2,761 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.