MF Gyan
debtModerate risk11 years oldAccelerating recently (last 6m ≈ 7% p.a.)

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From L&T Mutual Fund. It's been running since 3 Dec 2015.

Latest price per unit
₹12.1902
▲ 0.12% today
As of 24 Nov 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.2k
▼ ₹2.8k loss · -2.8% / year
Invested 3 years ago
₹1.01 L
▲ ₹776 gain · 0.3% / year
Invested 5 years ago
₹1.01 L
▲ ₹1.4k gain · 0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss-₹280
XIRR (annualised)-0.10%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+-₹284
*at this fund's historical rate of -0.10% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 62 other funds in Debt Scheme - Medium Duration Fund

Same plan
1-year return
-2.78%median 6.19% (-8.97%)
Rank #47 of 63Beats 15% of peers
3-year return
0.26%median 5.42% (-5.16%)
Rank #23 of 63Beats 27% of peers
5-year return
0.27%median 3.30% (-3.03%)
Rank #21 of 63Beats 20% of peers
Bumpiness (3Y)
7.01%median 7.30% (-0.28%)
Rank #28 of 63Less risky than 50% of peers
Worst-ever drop
-9.02%median -14.97% (+5.95%)
Rank #36 of 63Less risky than 38% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+9%
2016
+4%
2017
-1%
2018
+2%
2019
+4%
2020
-1%
2021
-3%
2022
Best year
2016 · 8.59%
Worst year
2022 · -3.09%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
7.0%

The value swings roughly 7% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.02%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW against other debt funds.

Technical details (for the pros)
CAGR — 1 year-2.78%
CAGR — 3 years0.26%
CAGR — 5 years0.27%
CAGR — since launch2.00%
Volatility — 1 year (annualised)6.29%
Volatility — 3 years (annualised)7.01%
Max drawdown — 1 year-7.40%
Max drawdown — 3 years-9.02%
Sharpe ratio — 1 year (rf=6%)-1.42
Sharpe ratio — 3 years (rf=6%)-0.82

Fund info

Fund house
L&T Mutual Fund
Category
Debt Scheme - Medium Duration Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
134425
First price on record
3 Dec 2015 · 1,687 daily prices

About L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW is a Debt Scheme - Medium Duration Fund offered by L&T Mutual Fund under the Direct plan with the IDCW option. It has approximately 11 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW is ₹12.1902 (as of 24 Nov 2022). Historically, it has delivered -2.78% over the last year, 0.26% CAGR over 3 years, 0.27% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 7.0% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 9.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW?+

The latest NAV of L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW is ₹12.1902 as of 24 Nov 2022, up 0.12% from the previous day. NAV is updated once a business day after the market close.

What are the returns of L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW?+

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW has delivered 1-year return -2.78%, 3-year CAGR 0.26%, 5-year CAGR 0.27%, since-inception CAGR 2.00%. Returns are historical and don't predict future performance — markets move in cycles.

What category does L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW belong to?+

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW is categorised as Debt Scheme - Medium Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW?+

Based on its 3-year annualised volatility of 7.0%, L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW a direct plan?+

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW?+

L&T Resurgent India Bond Fund - Direct Plan - Annual IDCW has NAV history available from 3 Dec 2015 — approximately 11 years of track record and 1,687 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.