MF Gyan
otherHigh risk12 years old

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 9 Feb 2015.

Latest price per unit
₹11.667
▲ 0.02% today
As of 5 Feb 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.15 L
▲ ₹14.8k gain · 14.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹64.7k
Gain / loss+₹4.7k
XIRR (annualised)17.26%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹65.9k
Projected gain*+₹5.9k
*at this fund's historical rate of 17.26% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
14.75%median 4.49% (+10.26%)
Rank #57 of 501Beats 87% of peers
Bumpiness (3Y)
16.56%median 5.00% (+11.56%)
Rank #423 of 501Less risky than 14% of peers
Worst-ever drop
-27.63%median -6.85% (-20.78%)
Rank #52 of 501Less risky than 90% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

-11%
2015
+4%
2016
+24%
2017
+1%
2018
Best year
2017 · 23.97%
Worst year
2015 · -11.39%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.6%

The value swings roughly 17% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-27.63%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year14.75%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch5.25%
Volatility — 1 year (annualised)14.81%
Volatility — 3 years (annualised)16.56%
Max drawdown — 1 year-6.38%
Max drawdown — 3 years-27.63%
Sharpe ratio — 1 year (rf=6%)0.51
Sharpe ratio — 3 years (rf=6%)-0.05

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
133581
First price on record
9 Feb 2015 · 736 daily prices

About LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth is a Income offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 12 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth is ₹11.6670 (as of 5 Feb 2018). Historically, it has delivered 14.83% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 27.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth?+

The latest NAV of LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth is ₹11.6670 as of 5 Feb 2018, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth?+

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth has delivered 1-year return 14.83%, since-inception CAGR 5.25%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth belong to?+

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth?+

Based on its 3-year annualised volatility of 16.6%, LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth a direct plan?+

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth?+

LIC MF Rajiv Gandhi Equity Savings Scheme-Series 3-Direct Plan-Growth has NAV history available from 9 Feb 2015 — approximately 12 years of track record and 736 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.