MF Gyan
otherModerate risk12 years oldCooling recently (last 6m ≈ -6% p.a.)

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 17 Dec 2014.

Latest price per unit
₹10.0029
▼ 6.13% today
As of 18 Dec 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹92.5k
▼ ₹7.5k loss · -7.5% / year
Invested 3 years ago
₹100.0k
▼ ₹16 loss · -0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.72 L
Gain / loss-₹7.6k
XIRR (annualised)-2.84%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.72 L
Projected gain*+-₹7.7k
*at this fund's historical rate of -2.84% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-7.47%median 3.33% (-10.80%)
Rank #338 of 501Beats 18% of peers
3-year return
-0.01%median 4.93% (-4.94%)
Rank #181 of 501Beats 36% of peers
Bumpiness (3Y)
8.48%median 3.16% (+5.32%)
Rank #356 of 501Less risky than 20% of peers
Worst-ever drop
-9.33%median -2.36% (-6.98%)
Rank #90 of 501Less risky than 80% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+0%
2014
+7%
2015
+1%
2016
-8%
2017
Best year
2015 · 6.62%
Worst year
2017 · -7.83%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
8.5%

The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.33%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year-7.47%
CAGR — 3 years-0.01%
CAGR — 5 years—
CAGR — since launch0.02%
Volatility — 1 year (annualised)11.10%
Volatility — 3 years (annualised)8.48%
Max drawdown — 1 year-9.33%
Max drawdown — 3 years-9.33%
Sharpe ratio — 1 year (rf=6%)-1.28
Sharpe ratio — 3 years (rf=6%)-0.71

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
133337
First price on record
17 Dec 2014 · 726 daily prices

About UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct is a IDF offered by UTI Mutual Fund under the Direct plan with the Dividend option. It has approximately 12 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct is ₹10.0029 (as of 18 Dec 2017). Historically, it has delivered -7.50% over the last year, -0.01% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 8.5% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 9.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct?+

The latest NAV of UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct is ₹10.0029 as of 18 Dec 2017, down 6.13% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct?+

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct has delivered 1-year return -7.50%, 3-year CAGR -0.01%, since-inception CAGR 0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct belong to?+

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct?+

Based on its 3-year annualised volatility of 8.5%, UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct a direct plan?+

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct?+

UTI FTIF Series XX - XII (1103 Days) - Annual Div Option - Direct has NAV history available from 17 Dec 2014 — approximately 12 years of track record and 726 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.