debtLow risk

UTI Short Term Fund - Direct Plan - Monthly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 11 Feb 2015.

Latest price per unit

₹10.5958

▲ 0.15% today

As of 3 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹98.9k

▼ ₹1.1k loss · -1.1% / year

Invested 3 years ago

₹1.01 L

▲ ₹728 gain · 0.2% / year

Invested 5 years ago

₹1.02 L

▲ ₹2.5k gain · 0.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.1%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-13.67%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year-1.10%

CAGR — 3 years0.24%

CAGR — 5 years0.49%

CAGR — since launch0.12%

Volatility — 1 year (annualised)2.18%

Volatility — 3 years (annualised)2.14%

Max drawdown — 1 year-2.41%

Max drawdown — 3 years-2.92%

Sharpe ratio — 1 year (rf=6%)-3.29

Sharpe ratio — 3 years (rf=6%)-2.59

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Short Term Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789F01XZ7
ISIN (Div re-invest): INF789F01YA8
Fund code: 131548
First price on record: 11 Feb 2015 · 2,795 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.