debtLow risk

UTI - Credit Risk Fund. - Direct Plan - Monthly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 19 Oct 2015.

Latest price per unit

₹11.2999

▲ 0.16% today

As of 3 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.00 L

▲ ₹490 gain · 0.5% / year

Invested 3 years ago

₹1.14 L

▲ ₹13.8k gain · 4.4% / year

Invested 5 years ago

₹1.47 L

▲ ₹47.4k gain · 8.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

1.6%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-36.96%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year0.49%

CAGR — 3 years4.41%

CAGR — 5 years8.08%

CAGR — since launch0.79%

Volatility — 1 year (annualised)2.04%

Volatility — 3 years (annualised)1.55%

Max drawdown — 1 year-1.25%

Max drawdown — 3 years-1.44%

Sharpe ratio — 1 year (rf=6%)-2.69

Sharpe ratio — 3 years (rf=6%)-0.97

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FB1U02
ISIN (Div re-invest): INF789FB1U10
Fund code: 131419
First price on record: 19 Oct 2015 · 2,630 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.