MF Gyan
otherLow risk12 years oldSteady vs its 3-year pace

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 1 Oct 2014.

Latest price per unit
₹12.2353
▲ 0.06% today
As of 30 Nov 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.5k gain · 6.5% / year
Invested 3 years ago
₹1.18 L
▲ ₹18.4k gain · 5.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹17.5k
XIRR (annualised)6.14%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.98 L
Projected gain*+₹18.1k
*at this fund's historical rate of 6.14% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
6.45%median 4.49% (+1.97%)
Rank #186 of 501Beats 57% of peers
3-year return
5.78%median 6.00% (-0.22%)
Rank #110 of 501Beats 48% of peers
Bumpiness (3Y)
2.30%median 5.00% (-2.69%)
Rank #152 of 501Less risky than 69% of peers
Worst-ever drop
-1.68%median -6.85% (+5.17%)
Rank #354 of 501Less risky than 29% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+3%
2014
+4%
2015
+6%
2016
+6%
2017
Best year
2017 · 6.32%
Worst year
2014 · 3.32%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.3%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.68%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year6.45%
CAGR — 3 years5.78%
CAGR — 5 years—
CAGR — since launch6.55%
Volatility — 1 year (annualised)1.59%
Volatility — 3 years (annualised)2.30%
Max drawdown — 1 year-0.70%
Max drawdown — 3 years-1.68%
Sharpe ratio — 1 year (rf=6%)0.29
Sharpe ratio — 3 years (rf=6%)-0.08

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
131405
First price on record
1 Oct 2014 · 763 daily prices

About LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth is a Income offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 12 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth is ₹12.2353 (as of 30 Nov 2017). Historically, it has delivered 6.45% over the last year, 5.78% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth?+

The latest NAV of LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth is ₹12.2353 as of 30 Nov 2017, up 0.06% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth?+

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth has delivered 1-year return 6.45%, 3-year CAGR 5.78%, since-inception CAGR 6.55%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth belong to?+

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth?+

Based on its 3-year annualised volatility of 2.3%, LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth a direct plan?+

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth?+

LIC MF Capital Protection Oriented Fund-Series 5-Direct Plan-Growth has NAV history available from 1 Oct 2014 — approximately 12 years of track record and 763 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.