MF Gyan
otherModerate risk13 years oldCooling recently (last 6m ≈ -11% p.a.)

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 28 Mar 2014.

Latest price per unit
₹10.00
▼ 2.23% today
As of 25 Apr 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.3k
▼ ₹1.7k loss · -1.7% / year
Invested 3 years ago
₹99.3k
▼ ₹703 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.72 L
Gain / loss-₹7.8k
XIRR (annualised)-2.89%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.72 L
Projected gain*+-₹7.8k
*at this fund's historical rate of -2.89% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-1.75%median 3.33% (-5.08%)
Rank #273 of 501Beats 33% of peers
3-year return
-0.23%median 4.93% (-5.17%)
Rank #248 of 501Beats 12% of peers
Bumpiness (3Y)
8.10%median 3.16% (+4.94%)
Rank #339 of 501Less risky than 24% of peers
Worst-ever drop
-8.40%median -2.36% (-6.05%)
Rank #130 of 501Less risky than 71% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+7%
2014
-1%
2015
+1%
2016
-7%
2017
Best year
2014 · 7.01%
Worst year
2017 · -6.93%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
8.1%

The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year-1.75%
CAGR — 3 years-0.23%
CAGR — 5 years—
CAGR — since launch-0.03%
Volatility — 1 year (annualised)7.52%
Volatility — 3 years (annualised)8.10%
Max drawdown — 1 year-8.18%
Max drawdown — 3 years-8.40%
Sharpe ratio — 1 year (rf=6%)-1.04
Sharpe ratio — 3 years (rf=6%)-0.77

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
128878
First price on record
28 Mar 2014 · 734 daily prices

About UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct is a IDF offered by UTI Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct is ₹10.0000 (as of 25 Apr 2017). Historically, it has delivered -1.75% over the last year, -0.23% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 8.1% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 8.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct?+

The latest NAV of UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct is ₹10.0000 as of 25 Apr 2017, down 2.23% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct?+

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct has delivered 1-year return -1.75%, 3-year CAGR -0.23%, since-inception CAGR -0.03%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct belong to?+

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct?+

Based on its 3-year annualised volatility of 8.1%, UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct a direct plan?+

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct?+

UTI FTIF Series XVIII -IV (366 DAYS)-Annual Div Option - Direct has NAV history available from 28 Mar 2014 — approximately 13 years of track record and 734 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.