MF Gyan
otherModerate risk13 years old

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 27 Mar 2014.

Latest price per unit
₹10.00
▼ 8.40% today
As of 6 Apr 2015 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.8k
▼ ₹202 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹57.5k
Gain / loss-₹2.5k
XIRR (annualised)-8.65%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹57.3k
Projected gain*+-₹2.7k
*at this fund's historical rate of -8.65% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-0.20%median 4.49% (-4.69%)
Rank #349 of 501Beats 20% of peers
Bumpiness (3Y)
9.08%median 5.00% (+4.08%)
Rank #317 of 501Less risky than 36% of peers
Worst-ever drop
-8.40%median -6.85% (-1.56%)
Rank #223 of 501Less risky than 56% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+7%
2014
-7%
2015
Best year
2014 · 6.99%
Worst year
2015 · -6.58%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
9.1%

The value swings roughly 9% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT against other other funds.

Technical details (for the pros)
CAGR — 1 year-0.20%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.01%
Volatility — 1 year (annualised)9.18%
Volatility — 3 years (annualised)9.08%
Max drawdown — 1 year-8.40%
Max drawdown — 3 years-8.40%
Sharpe ratio — 1 year (rf=6%)-0.69
Sharpe ratio — 3 years (rf=6%)-0.66

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
128856
First price on record
27 Mar 2014 · 239 daily prices

About LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT is a Income offered by LIC Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT is ₹10.0000 (as of 6 Apr 2015). Historically, it has delivered -0.20% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 9.1% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 8.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT?+

The latest NAV of LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT is ₹10.0000 as of 6 Apr 2015, down 8.40% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT?+

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT has delivered 1-year return -0.20%, since-inception CAGR -0.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT belong to?+

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT?+

Based on its 3-year annualised volatility of 9.1%, LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT a direct plan?+

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT?+

LIC NOMURA MF FIXED MATURITY PLAN SERIES 79-DIRECT PLAN-DIVIDEND PAYOUT has NAV history available from 27 Mar 2014 — approximately 13 years of track record and 239 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.