debtLow risk

HDFC Credit Risk Fund - Direct Plan - Quarterly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From HDFC Mutual Fund. It's been running since 25 Mar 2014.

Latest price per unit

₹10.9441

▲ 0.15% today

As of 3 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.02 L

▲ ₹1.7k gain · 1.7% / year

Invested 3 years ago

₹1.03 L

▲ ₹3.0k gain · 1.0% / year

Invested 5 years ago

₹1.01 L

▲ ₹954 gain · 0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.7%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-8.77%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year1.69%

CAGR — 3 years1.00%

CAGR — 5 years0.19%

CAGR — since launch0.72%

Volatility — 1 year (annualised)3.25%

Volatility — 3 years (annualised)3.71%

Max drawdown — 1 year-1.76%

Max drawdown — 3 years-2.20%

Sharpe ratio — 1 year (rf=6%)-1.31

Sharpe ratio — 3 years (rf=6%)-1.34

Fund info

Fund house: HDFC Mutual Fund
Category: Income/Debt Oriented Schemes - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF179KA1GA4
ISIN (Div re-invest): INF179KA1GB2
Fund code: 128050
First price on record: 25 Mar 2014 · 3,005 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.