MF Gyan
otherVery high risk13 years old

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 25 Mar 2014.

Latest price per unit
₹10.00
▼ 22.04% today
As of 20 Mar 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹94.8k
▼ ₹5.2k loss · -5.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹50.1k
Gain / loss-₹9.9k
XIRR (annualised)-30.71%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹50.9k
Projected gain*+-₹9.1k
*at this fund's historical rate of -30.71% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-5.19%median 4.49% (-9.68%)
Rank #387 of 501Beats 11% of peers
Bumpiness (3Y)
22.48%median 5.00% (+17.49%)
Rank #472 of 501Less risky than 4% of peers
Worst-ever drop
-31.95%median -6.85% (-25.11%)
Rank #37 of 501Less risky than 93% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+33%
2014
-16%
2015
+4%
2016
-15%
2017
Best year
2014 · 33.28%
Worst year
2015 · -15.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
22.5%

The value swings roughly 22% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-31.95%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT against other other funds.

Technical details (for the pros)
CAGR — 1 year-5.19%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.05%
Volatility — 1 year (annualised)29.32%
Volatility — 3 years (annualised)22.48%
Max drawdown — 1 year-22.68%
Max drawdown — 3 years-31.95%
Sharpe ratio — 1 year (rf=6%)-0.45
Sharpe ratio — 3 years (rf=6%)-0.27

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
127898
First price on record
25 Mar 2014 · 725 daily prices

About LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT is a Income offered by LIC Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT is ₹10.0000 (as of 20 Mar 2017). Historically, it has delivered -5.22% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 22.5% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 32.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT?+

The latest NAV of LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT is ₹10.0000 as of 20 Mar 2017, down 22.04% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT?+

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT has delivered 1-year return -5.22%, since-inception CAGR -0.05%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT belong to?+

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT?+

Based on its 3-year annualised volatility of 22.5%, LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT a direct plan?+

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT?+

LIC MF RAJIV GANDHI EQUITY SAVINGS SCHEME 2- DIRECT PLAN - DIVIDEND PAYOUT has NAV history available from 25 Mar 2014 — approximately 13 years of track record and 725 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.