MF Gyan
otherModerate risk13 years oldCooling recently (last 6m ≈ -23% p.a.)

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 18 Feb 2014.

Latest price per unit
₹10.00
▼ 15.12% today
As of 13 Jun 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹91.2k
▼ ₹8.8k loss · -8.8% / year
Invested 3 years ago
₹96.5k
▼ ₹3.5k loss · -1.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.66 L
Gain / loss-₹13.9k
XIRR (annualised)-5.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.66 L
Projected gain*+-₹14.1k
*at this fund's historical rate of -5.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-8.81%median 4.49% (-13.30%)
Rank #406 of 501Beats 6% of peers
3-year return
-1.17%median 6.00% (-7.17%)
Rank #200 of 501Beats 6% of peers
Bumpiness (3Y)
11.75%median 5.00% (+6.75%)
Rank #342 of 501Less risky than 31% of peers
Worst-ever drop
-15.12%median -6.85% (-8.27%)
Rank #143 of 501Less risky than 72% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+9%
2014
-3%
2015
+8%
2016
-13%
2017
Best year
2014 · 8.53%
Worst year
2017 · -12.77%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
11.7%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-15.12%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-8.81%
CAGR — 3 years-1.17%
CAGR — 5 years—
CAGR — since launch-0.01%
Volatility — 1 year (annualised)16.76%
Volatility — 3 years (annualised)11.75%
Max drawdown — 1 year-15.12%
Max drawdown — 3 years-15.12%
Sharpe ratio — 1 year (rf=6%)-0.93
Sharpe ratio — 3 years (rf=6%)-0.62

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
127432
First price on record
18 Feb 2014 · 793 daily prices

About HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option is ₹10.0000 (as of 13 Jun 2017). Historically, it has delivered -8.81% over the last year, -1.17% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 11.7% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 15.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option?+

The latest NAV of HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option is ₹10.0000 as of 13 Jun 2017, down 15.12% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option?+

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option has delivered 1-year return -8.81%, 3-year CAGR -1.17%, since-inception CAGR -0.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option belong to?+

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option?+

Based on its 3-year annualised volatility of 11.7%, HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option a direct plan?+

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option?+

HDFC FMP 441D February 2014 (1) - Direct Option-Dividend Option has NAV history available from 18 Feb 2014 — approximately 13 years of track record and 793 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.