MF Gyan
otherModerate risk13 years oldCooling recently (last 6m ≈ -22% p.a.)

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 8 Jan 2014.

Latest price per unit
₹10.00
▼ 14.83% today
As of 17 Jan 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹92.1k
▼ ₹7.9k loss · -7.9% / year
Invested 3 years ago
₹99.8k
▼ ₹210 loss · -0.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.68 L
Gain / loss-₹12.2k
XIRR (annualised)-4.63%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.68 L
Projected gain*+-₹12.3k
*at this fund's historical rate of -4.63% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-7.90%median 4.49% (-12.39%)
Rank #404 of 501Beats 7% of peers
3-year return
-0.07%median 6.00% (-6.07%)
Rank #183 of 501Beats 14% of peers
Bumpiness (3Y)
10.94%median 5.00% (+5.94%)
Rank #335 of 501Less risky than 32% of peers
Worst-ever drop
-14.83%median -6.85% (-7.98%)
Rank #145 of 501Less risky than 71% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+9%
2014
-1%
2015
+8%
2016
-15%
2017
Best year
2014 · 9.14%
Worst year
2017 · -14.62%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
10.9%

The value swings roughly 11% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-14.83%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-7.90%
CAGR — 3 years-0.07%
CAGR — 5 years—
CAGR — since launch-0.01%
Volatility — 1 year (annualised)16.45%
Volatility — 3 years (annualised)10.94%
Max drawdown — 1 year-14.83%
Max drawdown — 3 years-14.83%
Sharpe ratio — 1 year (rf=6%)-0.90
Sharpe ratio — 3 years (rf=6%)-0.56

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
126402
First price on record
8 Jan 2014 · 725 daily prices

About HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option is ₹10.0000 (as of 17 Jan 2017). Historically, it has delivered -7.96% over the last year, -0.07% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 10.9% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 14.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option?+

The latest NAV of HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option is ₹10.0000 as of 17 Jan 2017, down 14.83% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option?+

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option has delivered 1-year return -7.96%, 3-year CAGR -0.07%, since-inception CAGR -0.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option belong to?+

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option?+

Based on its 3-year annualised volatility of 10.9%, HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option a direct plan?+

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option?+

HDFC FMP 371D January 2014 (1) - Direct Option-Dividend Option has NAV history available from 8 Jan 2014 — approximately 13 years of track record and 725 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.