Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout
Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Aditya Birla Sun Life Mutual Fund. It's been running since 18 Dec 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 363 other funds in Equity Scheme - Sectoral/ Thematic
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 5 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 17% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout against other sector funds.
Technical details (for the pros)
Fund info
- Fund house
- Aditya Birla Sun Life Mutual Fund
- Category
- Equity Scheme - Sectoral/ Thematic
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF209K013W3
- ISIN (Div re-invest)
- INF209K015W8
- Fund code
- 125598
- First price on record
- 18 Dec 2013 · 3,125 daily prices
About Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout is a Equity Scheme - Sectoral/ Thematic offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 13 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.
The current NAV of Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout is ₹31.3700 (as of 2 Sep 2026). Historically, it has delivered 1.88% over the last year, 3.67% CAGR over 3 years, 3.74% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 17.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 55.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout?+
The latest NAV of Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout is ₹31.3700 as of 2 Sep 2026, down 0.66% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout?+
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout has delivered 1-year return 1.88%, 3-year CAGR 3.67%, 5-year CAGR 3.74%, since-inception CAGR 9.52%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout belong to?+
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.
How risky is Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout?+
Based on its 3-year annualised volatility of 17.5%, Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout a direct plan?+
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout?+
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - IDCW Payout has NAV history available from 18 Dec 2013 — approximately 13 years of track record and 3,125 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.