MF Gyan
otherHigh risk13 years oldSteady vs its 3-year pace

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 21 Nov 2013.

Latest price per unit
₹10.00
▼ 6.02% today
As of 10 Apr 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹81.0k
▼ ₹19.0k loss · -19.0% / year
Invested 3 years ago
₹96.5k
▼ ₹3.5k loss · -1.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.62 L
Gain / loss-₹17.6k
XIRR (annualised)-6.85%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.62 L
Projected gain*+-₹17.8k
*at this fund's historical rate of -6.85% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-18.98%median 4.49% (-23.46%)
Rank #426 of 501Beats 2% of peers
3-year return
-1.17%median 6.00% (-7.17%)
Rank #200 of 501Beats 6% of peers
Bumpiness (3Y)
13.71%median 5.00% (+8.71%)
Rank #364 of 501Less risky than 26% of peers
Worst-ever drop
-19.93%median -6.85% (-13.08%)
Rank #89 of 501Less risky than 82% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 5 years were positive.

+1%
2013
+11%
2014
+8%
2015
-14%
2016
-4%
2017
Best year
2014 · 10.75%
Worst year
2016 · -13.67%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.7%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-19.93%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-18.98%
CAGR — 3 years-1.17%
CAGR — 5 years—
CAGR — since launch-0.00%
Volatility — 1 year (annualised)23.61%
Volatility — 3 years (annualised)13.71%
Max drawdown — 1 year-19.93%
Max drawdown — 3 years-19.93%
Sharpe ratio — 1 year (rf=6%)-1.20
Sharpe ratio — 3 years (rf=6%)-0.53

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
125452
First price on record
21 Nov 2013 · 811 daily prices

About HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option is ₹10.0000 (as of 10 Apr 2017). Historically, it has delivered -19.11% over the last year, -1.17% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 19.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option?+

The latest NAV of HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option is ₹10.0000 as of 10 Apr 2017, down 6.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option?+

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option has delivered 1-year return -19.11%, 3-year CAGR -1.17%, since-inception CAGR -0.00%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option belong to?+

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option?+

Based on its 3-year annualised volatility of 13.7%, HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option a direct plan?+

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option?+

HDFC FMP 923D November 2013 (1) - Direct Option-Dividend Option has NAV history available from 21 Nov 2013 — approximately 13 years of track record and 811 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.