MF Gyan
debtLow risk13 years oldSteady vs its 3-year pace

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Groww Mutual Fund. It's been running since 16 Sep 2013.

Latest price per unit
₹1,019.1195
▲ 0.03% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.9k
▼ ₹51 loss · -0.1% / year
Invested 3 years ago
₹1.00 L
▲ ₹424 gain · 0.1% / year
Invested 5 years ago
₹1.00 L
▲ ₹146 gain · 0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹337
XIRR (annualised)0.13%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹356
*at this fund's historical rate of 0.13% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 62 other funds in Income/Debt Oriented Schemes - Short Term Fund

Same plan
1-year return
-0.05%median 5.69% (-5.74%)
Rank #49 of 63Beats 17% of peers
3-year return
0.14%median 7.30% (-7.16%)
Rank #51 of 63Beats 14% of peers
5-year return
0.03%median 6.15% (-6.12%)
Rank #45 of 63Beats 15% of peers
Bumpiness (3Y)
2.58%median 1.02% (+1.56%)
Rank #50 of 63Less risky than 18% of peers
Worst-ever drop
-4.98%median -3.05% (-1.93%)
Rank #18 of 63Less risky than 73% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+0%
2020
+0%
2021
-0%
2022
+0%
2023
-0%
2024
+0%
2025
-0%
2026
Best year
2020 · 0.41%
Worst year
2022 · -0.14%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.6%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.98%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal against other debt funds.

Technical details (for the pros)
CAGR — 1 year-0.05%
CAGR — 3 years0.14%
CAGR — 5 years0.03%
CAGR — since launch0.13%
Volatility — 1 year (annualised)2.43%
Volatility — 3 years (annualised)2.58%
Max drawdown — 1 year-1.53%
Max drawdown — 3 years-1.69%
Sharpe ratio — 1 year (rf=6%)-2.49
Sharpe ratio — 3 years (rf=6%)-2.27

Fund info

Fund house
Groww Mutual Fund
Category
Income/Debt Oriented Schemes - Short Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF666M01AI7
ISIN (Div re-invest)
INF666M01AF3
Fund code
123707
First price on record
16 Sep 2013 · 3,131 daily prices

About Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is a Income/Debt Oriented Schemes - Short Term Fund offered by Groww Mutual Fund under the Direct plan with the IDCW option. It has approximately 13 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is ₹1019.1195 (as of 2 Sep 2026). Historically, it has delivered -0.05% over the last year, 0.14% CAGR over 3 years, 0.03% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

The latest NAV of Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is ₹1019.1195 as of 2 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal has delivered 1-year return -0.05%, 3-year CAGR 0.14%, 5-year CAGR 0.03%, since-inception CAGR 0.13%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal belong to?+

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is categorised as Income/Debt Oriented Schemes - Short Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Based on its 3-year annualised volatility of 2.6%, Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal a direct plan?+

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Groww Short Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal has NAV history available from 16 Sep 2013 — approximately 13 years of track record and 3,131 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.