MF Gyan
otherLow risk13 years oldSteady vs its 3-year pace

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct

A specialised fund. Check the scheme details for what it invests in. From IDBI Mutual Fund. It's been running since 13 Aug 2013.

Latest price per unit
₹13.0755
▲ 0.05% today
As of 22 Aug 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.1k gain · 8.1% / year
Invested 3 years ago
₹1.31 L
▲ ₹31.3k gain · 9.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.04 L
Gain / loss+₹24.4k
XIRR (annualised)8.58%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.06 L
Projected gain*+₹25.9k
*at this fund's historical rate of 8.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.14%median 4.49% (+3.66%)
Rank #142 of 501Beats 67% of peers
3-year return
9.51%median 6.00% (+3.52%)
Rank #50 of 501Beats 77% of peers
Bumpiness (3Y)
0.93%median 5.00% (-4.06%)
Rank #92 of 501Less risky than 82% of peers
Worst-ever drop
-1.16%median -6.85% (+5.69%)
Rank #378 of 501Less risky than 24% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+5%
2013
+10%
2014
+8%
2015
+5%
2016
Best year
2014 · 9.64%
Worst year
2013 · 4.52%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.9%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.16%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year8.14%
CAGR — 3 years9.51%
CAGR — 5 years—
CAGR — since launch9.27%
Volatility — 1 year (annualised)0.47%
Volatility — 3 years (annualised)0.93%
Max drawdown — 1 year-0.03%
Max drawdown — 3 years-0.76%
Sharpe ratio — 1 year (rf=6%)4.80
Sharpe ratio — 3 years (rf=6%)3.85

Fund info

Fund house
IDBI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
123078
First price on record
13 Aug 2013 · 724 daily prices

About IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct is a Income offered by IDBI Mutual Fund under the Direct plan with the Growth option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct is ₹13.0755 (as of 22 Aug 2016). Historically, it has delivered 8.18% over the last year, 9.51% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct?+

The latest NAV of IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct is ₹13.0755 as of 22 Aug 2016, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct?+

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct has delivered 1-year return 8.18%, 3-year CAGR 9.51%, since-inception CAGR 9.27%. Returns are historical and don't predict future performance — markets move in cycles.

What category does IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct belong to?+

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct?+

Based on its 3-year annualised volatility of 0.9%, IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct a direct plan?+

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct?+

IDBI FMP-Series III-24 Months (July 2013) - F- Growth Direct has NAV history available from 13 Aug 2013 — approximately 13 years of track record and 724 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.