MF Gyan
otherLow risk13 years oldSteady vs its 3-year pace

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option

A specialised fund. Check the scheme details for what it invests in. From Reliance Mutual Fund. It's been running since 7 Aug 2013.

Latest price per unit
₹16.859
▲ 0.01% today
As of 31 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹4.9k gain · 4.9% / year
Invested 3 years ago
₹1.22 L
▲ ₹21.8k gain · 6.8% / year
Invested 5 years ago
₹1.30 L
▲ ₹29.7k gain · 5.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.97 L
Gain / loss+₹17.0k
XIRR (annualised)5.95%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.98 L
Projected gain*+₹17.5k
*at this fund's historical rate of 5.95% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
4.95%median 3.08% (+1.87%)
Rank #196 of 501Beats 52% of peers
3-year return
6.79%median 4.02% (+2.77%)
Rank #133 of 501Beats 53% of peers
5-year return
5.34%median 4.41% (+0.93%)
Rank #9 of 501Beats 81% of peers
Bumpiness (3Y)
3.01%median 3.19% (-0.19%)
Rank #222 of 501Less risky than 50% of peers
Worst-ever drop
-18.86%median -2.36% (-16.50%)
Rank #58 of 501Less risky than 87% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+11%
2013
+25%
2014
-4%
2015
+5%
2016
+11%
2017
+5%
2018
+3%
2019
Best year
2014 · 24.94%
Worst year
2015 · -3.81%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.0%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-18.86%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year4.95%
CAGR — 3 years6.79%
CAGR — 5 years5.34%
CAGR — since launch9.11%
Volatility — 1 year (annualised)3.67%
Volatility — 3 years (annualised)3.01%
Max drawdown — 1 year-2.70%
Max drawdown — 3 years-2.70%
Sharpe ratio — 1 year (rf=6%)-0.25
Sharpe ratio — 3 years (rf=6%)0.28

Fund info

Fund house
Reliance Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
122913
First price on record
7 Aug 2013 · 1,439 daily prices

About Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option is a IDF offered by Reliance Mutual Fund under the Direct plan with the Growth option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option is ₹16.8590 (as of 31 Jul 2019). Historically, it has delivered 4.94% over the last year, 6.79% CAGR over 3 years, 5.34% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 18.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option?+

The latest NAV of Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option is ₹16.8590 as of 31 Jul 2019, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option?+

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option has delivered 1-year return 4.94%, 3-year CAGR 6.79%, 5-year CAGR 5.34%, since-inception CAGR 9.11%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option belong to?+

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option?+

Based on its 3-year annualised volatility of 3.0%, Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option a direct plan?+

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option?+

Reliance Dual Advantage Fixed Tenure Fund IV - Plan A - Direct Plan -Growth Option has NAV history available from 7 Aug 2013 — approximately 13 years of track record and 1,439 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.