MF Gyan
otherVery high risk13 years old

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option

A specialised fund. Check the scheme details for what it invests in. From Deutsche Mutual Fund. It's been running since 11 Dec 2013.

Latest price per unit
₹118.1893
▲ 0.02% today
As of 4 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.3k gain · 8.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.2k
Gain / loss+₹2.2k
XIRR (annualised)8.07%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.7k
Projected gain*+₹2.7k
*at this fund's historical rate of 8.07% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.31%median 4.49% (+3.82%)
Rank #134 of 501Beats 69% of peers
Bumpiness (3Y)
30.67%median 5.00% (+25.67%)
Rank #481 of 501Less risky than 2% of peers
Worst-ever drop
-39.38%median -6.85% (-32.53%)
Rank #18 of 501Less risky than 97% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+0%
2013
-34%
2014
+8%
2015
+1%
2016
Best year
2015 · 8.41%
Worst year
2014 · -33.87%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
30.7%

The value swings roughly 31% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-39.38%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option against other other funds.

Technical details (for the pros)
CAGR — 1 year8.31%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-13.14%
Volatility — 1 year (annualised)0.19%
Volatility — 3 years (annualised)30.67%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-39.38%
Sharpe ratio — 1 year (rf=6%)3.58
Sharpe ratio — 3 years (rf=6%)-0.58

Fund info

Fund house
Deutsche Mutual Fund
Category
Income
Plan
Direct
Option
Bonus
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
122675
First price on record
11 Dec 2013 · 673 daily prices

About DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option is a Income offered by Deutsche Mutual Fund under the Direct plan with the Bonus option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option is ₹118.1893 (as of 4 Mar 2016). Historically, it has delivered 8.33% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 30.7% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 39.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option?+

The latest NAV of DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option is ₹118.1893 as of 4 Mar 2016, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option?+

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option has delivered 1-year return 8.33%, since-inception CAGR -13.14%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option belong to?+

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option?+

Based on its 3-year annualised volatility of 30.7%, DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option a direct plan?+

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.

How old is DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option?+

DWS Insta Cash Plus Fund - Direct Plan - Annual Bonus Option has NAV history available from 11 Dec 2013 — approximately 13 years of track record and 673 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.