MF Gyan
otherVery high risk13 years oldCooling recently (last 6m ≈ -61% p.a.)

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option

A specialised fund. Check the scheme details for what it invests in. From Reliance Mutual Fund. It's been running since 11 Jun 2013.

Latest price per unit
₹10.00
▼ 39.85% today
As of 30 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹63.3k
▼ ₹36.7k loss · -36.7% / year
Invested 3 years ago
₹74.6k
▼ ₹25.4k loss · -9.3% / year
Invested 5 years ago
₹79.1k
▼ ₹20.9k loss · -4.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.19 L
Gain / loss-₹60.9k
XIRR (annualised)-25.17%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.25 L
Projected gain*+-₹55.4k
*at this fund's historical rate of -25.17% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-36.71%median 3.33% (-40.04%)
Rank #408 of 501Beats 0% of peers
3-year return
-9.30%median 4.93% (-14.23%)
Rank #281 of 501Beats 1% of peers
5-year return
-4.59%median 4.48% (-9.07%)
Rank #42 of 501Beats 2% of peers
Bumpiness (3Y)
30.18%median 3.16% (+27.02%)
Rank #441 of 501Less risky than 1% of peers
Worst-ever drop
-40.74%median -2.36% (-38.39%)
Rank #4 of 501Less risky than 99% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+4%
2013
+25%
2014
-4%
2015
+6%
2016
+12%
2017
+5%
2018
-38%
2019
Best year
2014 · 24.56%
Worst year
2019 · -38.11%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
30.2%

The value swings roughly 30% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-40.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-36.71%
CAGR — 3 years-9.30%
CAGR — 5 years-4.59%
CAGR — since launch-0.45%
Volatility — 1 year (annualised)52.25%
Volatility — 3 years (annualised)30.18%
Max drawdown — 1 year-40.74%
Max drawdown — 3 years-40.74%
Sharpe ratio — 1 year (rf=6%)-1.03
Sharpe ratio — 3 years (rf=6%)-0.54

Fund info

Fund house
Reliance Mutual Fund
Category
IDF
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
122510
First price on record
11 Jun 2013 · 1,478 daily prices

About Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option is a IDF offered by Reliance Mutual Fund under the Direct plan with the Dividend option. It has approximately 13 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option is ₹10.0000 (as of 30 Jul 2019). Historically, it has delivered -36.69% over the last year, -9.30% CAGR over 3 years, -4.59% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 30.2% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 40.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option?+

The latest NAV of Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option is ₹10.0000 as of 30 Jul 2019, down 39.85% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option?+

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option has delivered 1-year return -36.69%, 3-year CAGR -9.30%, 5-year CAGR -4.59%, since-inception CAGR -0.45%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option belong to?+

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option?+

Based on its 3-year annualised volatility of 30.2%, Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option a direct plan?+

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option?+

Reliance Dual Advantage Fixed Tenure Fund III - Plan C - Direct Plan - Dividend Option has NAV history available from 11 Jun 2013 — approximately 13 years of track record and 1,478 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.