MF Gyan
sectorHigh risk13 years oldAccelerating recently (last 6m ≈ 37% p.a.)

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Motilal Oswal Mutual Fund. It's been running since 15 May 2013.

Latest price per unit
₹25.8787
▼ 0.70% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.19 L
▲ ₹18.7k gain · 18.7% / year
Invested 3 years ago
₹1.22 L
▲ ₹21.9k gain · 6.8% / year
Invested 5 years ago
₹1.16 L
▲ ₹15.7k gain · 3.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.03 L
Gain / loss+₹23.5k
XIRR (annualised)8.57%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.06 L
Projected gain*+₹25.9k
*at this fund's historical rate of 8.57% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 44 other funds in Equity Scheme - Focused Fund

Same plan
1-year return
18.72%median 4.76% (+13.96%)
Rank #7 of 45Beats 86% of peers
3-year return
6.83%median 12.38% (-5.55%)
Rank #37 of 45Beats 14% of peers
5-year return
2.96%median 10.97% (-8.01%)
Rank #27 of 45Beats 7% of peers
Bumpiness (3Y)
18.08%median 15.45% (+2.63%)
Rank #36 of 45Less risky than 20% of peers
Worst-ever drop
-39.01%median -34.55% (-4.46%)
Rank #10 of 45Less risky than 80% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+11%
2020
-2%
2021
-5%
2022
+11%
2023
+7%
2024
-7%
2025
+13%
2026
Best year
2026 · 13.18%
Worst year
2025 · -7.35%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.1%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-39.01%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment against other sector funds.

Technical details (for the pros)
CAGR — 1 year18.72%
CAGR — 3 years6.83%
CAGR — 5 years2.96%
CAGR — since launch7.35%
Volatility — 1 year (annualised)16.03%
Volatility — 3 years (annualised)18.08%
Max drawdown — 1 year-17.29%
Max drawdown — 3 years-35.14%
Sharpe ratio — 1 year (rf=6%)0.72
Sharpe ratio — 3 years (rf=6%)0.03

Fund info

Fund house
Motilal Oswal Mutual Fund
Category
Equity Scheme - Focused Fund
Plan
Direct
Option
—
ISIN (Growth)
INF247L01205
ISIN (Div re-invest)
INF247L01197
Fund code
122390
First price on record
15 May 2013 · 3,274 daily prices

About Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment is a Equity Scheme - Focused Fund offered by Motilal Oswal Mutual Fund under the Direct. It has approximately 13 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment is ₹25.8787 (as of 2 Sep 2026). Historically, it has delivered 18.71% over the last year, 6.83% CAGR over 3 years, 2.96% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.1% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 39.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment?+

The latest NAV of Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment is ₹25.8787 as of 2 Sep 2026, down 0.70% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment?+

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment has delivered 1-year return 18.71%, 3-year CAGR 6.83%, 5-year CAGR 2.96%, since-inception CAGR 7.35%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment belong to?+

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment is categorised as Equity Scheme - Focused Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment?+

Based on its 3-year annualised volatility of 18.1%, Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment a direct plan?+

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment is a Direct plan (no distributor commission — lower expense ratio).

How old is Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment?+

Motilal Oswal Focused Fund - Direct Plan - Payout/Reinvestment has NAV history available from 15 May 2013 — approximately 13 years of track record and 3,274 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.