MF Gyan
otherLow risk14 years old

Kotak FMP Series 101 - Direct -Growth

A specialised fund. Check the scheme details for what it invests in. From Kotak Mahindra Mutual Fund. It's been running since 2 Apr 2013.

Latest price per unit
₹10.9011
▲ 0.02% today
As of 3 Apr 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹8.7k gain · 8.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.5k
Gain / loss+₹2.5k
XIRR (annualised)9.22%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹63.1k
Projected gain*+₹3.1k
*at this fund's historical rate of 9.22% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.65%median 4.49% (+4.17%)
Rank #115 of 501Beats 74% of peers
Bumpiness (3Y)
1.53%median 5.00% (-3.46%)
Rank #123 of 501Less risky than 75% of peers
Worst-ever drop
-1.32%median -6.85% (+5.53%)
Rank #373 of 501Less risky than 25% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+6%
2013
+2%
2014
Best year
2013 · 6.32%
Worst year
2014 · 2.15%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.5%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.32%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak FMP Series 101 - Direct -Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year8.65%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch8.63%
Volatility — 1 year (annualised)1.54%
Volatility — 3 years (annualised)1.53%
Max drawdown — 1 year-1.32%
Max drawdown — 3 years-1.32%
Sharpe ratio — 1 year (rf=6%)1.71
Sharpe ratio — 3 years (rf=6%)1.69

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
122010
First price on record
2 Apr 2013 · 244 daily prices

About Kotak FMP Series 101 - Direct -Growth

Kotak FMP Series 101 - Direct -Growth is a Income offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Kotak FMP Series 101 - Direct -Growth is ₹10.9011 (as of 3 Apr 2014). Historically, it has delivered 8.64% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak FMP Series 101 - Direct -Growth?+

The latest NAV of Kotak FMP Series 101 - Direct -Growth is ₹10.9011 as of 3 Apr 2014, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak FMP Series 101 - Direct -Growth?+

Kotak FMP Series 101 - Direct -Growth has delivered 1-year return 8.64%, since-inception CAGR 8.63%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak FMP Series 101 - Direct -Growth belong to?+

Kotak FMP Series 101 - Direct -Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Kotak FMP Series 101 - Direct -Growth?+

Based on its 3-year annualised volatility of 1.5%, Kotak FMP Series 101 - Direct -Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak FMP Series 101 - Direct -Growth a direct plan?+

Kotak FMP Series 101 - Direct -Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak FMP Series 101 - Direct -Growth?+

Kotak FMP Series 101 - Direct -Growth has NAV history available from 2 Apr 2013 — approximately 14 years of track record and 244 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.