MF Gyan
otherLow risk14 years old

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout

A specialised fund. Check the scheme details for what it invests in. From DSP Mutual Fund. It's been running since 20 Mar 2013.

Latest price per unit
₹10.8611
▼ 0.89% today
As of 10 Apr 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.0k gain · 8.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.1k
Gain / loss+₹2.1k
XIRR (annualised)7.43%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.5k
Projected gain*+₹2.5k
*at this fund's historical rate of 7.43% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
7.98%median 4.49% (+3.50%)
Rank #144 of 501Beats 67% of peers
Bumpiness (3Y)
1.85%median 5.00% (-3.15%)
Rank #138 of 501Less risky than 72% of peers
Worst-ever drop
-1.49%median -6.85% (+5.36%)
Rank #365 of 501Less risky than 27% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+7%
2013
+1%
2014
Best year
2013 · 6.91%
Worst year
2014 · 1.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.8%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.49%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout against other other funds.

Technical details (for the pros)
CAGR — 1 year7.98%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch7.98%
Volatility — 1 year (annualised)1.89%
Volatility — 3 years (annualised)1.85%
Max drawdown — 1 year-1.49%
Max drawdown — 3 years-1.49%
Sharpe ratio — 1 year (rf=6%)1.07
Sharpe ratio — 3 years (rf=6%)1.13

Fund info

Fund house
DSP Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
121519
First price on record
20 Mar 2013 · 254 daily prices

About DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout is a Income offered by DSP Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout is ₹10.8611 (as of 10 Apr 2014). Historically, it has delivered 7.98% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout?+

The latest NAV of DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout is ₹10.8611 as of 10 Apr 2014, down 0.89% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout?+

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout has delivered 1-year return 7.98%, since-inception CAGR 7.98%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout belong to?+

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout?+

Based on its 3-year annualised volatility of 1.8%, DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout a direct plan?+

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout?+

DSP BlackRock FMP - Series 89 -12M - Direct Plan- Dividend Payout - Regular Payout has NAV history available from 20 Mar 2013 — approximately 14 years of track record and 254 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.