MF Gyan
otherLow risk14 years old

DWS Banking and PSU Debt fund- Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From Deutsche Mutual Fund. It's been running since 11 Mar 2013.

Latest price per unit
₹13.0504
▲ 0.11% today
As of 2 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.1k gain · 8.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.0k
Gain / loss+₹2.0k
XIRR (annualised)7.45%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.5k
Projected gain*+₹2.5k
*at this fund's historical rate of 7.45% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.13%median 4.49% (+3.64%)
Rank #142 of 501Beats 67% of peers
Bumpiness (3Y)
1.98%median 5.00% (-3.01%)
Rank #142 of 501Less risky than 71% of peers
Worst-ever drop
-3.20%median -6.85% (+3.65%)
Rank #302 of 501Less risky than 40% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+6%
2013
+11%
2014
+9%
2015
+1%
2016
Best year
2014 · 11.03%
Worst year
2016 · 0.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.0%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.20%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DWS Banking and PSU Debt fund- Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year8.13%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch9.31%
Volatility — 1 year (annualised)0.87%
Volatility — 3 years (annualised)1.98%
Max drawdown — 1 year-0.26%
Max drawdown — 3 years-3.20%
Sharpe ratio — 1 year (rf=6%)2.42
Sharpe ratio — 3 years (rf=6%)1.70

Fund info

Fund house
Deutsche Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
121268
First price on record
11 Mar 2013 · 714 daily prices

About DWS Banking and PSU Debt fund- Direct Plan-Growth

DWS Banking and PSU Debt fund- Direct Plan-Growth is a Income offered by Deutsche Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of DWS Banking and PSU Debt fund- Direct Plan-Growth is ₹13.0504 (as of 2 Mar 2016). Historically, it has delivered 8.14% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DWS Banking and PSU Debt fund- Direct Plan-Growth?+

The latest NAV of DWS Banking and PSU Debt fund- Direct Plan-Growth is ₹13.0504 as of 2 Mar 2016, up 0.11% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DWS Banking and PSU Debt fund- Direct Plan-Growth?+

DWS Banking and PSU Debt fund- Direct Plan-Growth has delivered 1-year return 8.14%, since-inception CAGR 9.31%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DWS Banking and PSU Debt fund- Direct Plan-Growth belong to?+

DWS Banking and PSU Debt fund- Direct Plan-Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is DWS Banking and PSU Debt fund- Direct Plan-Growth?+

Based on its 3-year annualised volatility of 2.0%, DWS Banking and PSU Debt fund- Direct Plan-Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DWS Banking and PSU Debt fund- Direct Plan-Growth a direct plan?+

DWS Banking and PSU Debt fund- Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is DWS Banking and PSU Debt fund- Direct Plan-Growth?+

DWS Banking and PSU Debt fund- Direct Plan-Growth has NAV history available from 11 Mar 2013 — approximately 14 years of track record and 714 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.