MF Gyan
otherHigh risk14 years old

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 20 Mar 2013.

Latest price per unit
₹13.3908
▲ 0.01% today
As of 17 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹79.5k
▼ ₹20.5k loss · -20.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹52.4k
Gain / loss-₹7.6k
XIRR (annualised)-24.28%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹52.7k
Projected gain*+-₹7.3k
*at this fund's historical rate of -24.28% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-20.53%median 4.49% (-25.02%)
Rank #426 of 501Beats 2% of peers
Bumpiness (3Y)
17.34%median 5.00% (+12.35%)
Rank #435 of 501Less risky than 12% of peers
Worst-ever drop
-26.47%median -6.85% (-19.62%)
Rank #53 of 501Less risky than 90% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+15%
2013
+39%
2014
-7%
2015
-11%
2016
Best year
2014 · 39.44%
Worst year
2016 · -10.71%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.3%

The value swings roughly 17% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.47%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-20.53%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch10.32%
Volatility — 1 year (annualised)18.05%
Volatility — 3 years (annualised)17.34%
Max drawdown — 1 year-26.06%
Max drawdown — 3 years-26.47%
Sharpe ratio — 1 year (rf=6%)-1.63
Sharpe ratio — 3 years (rf=6%)0.24

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
121254
First price on record
20 Mar 2013 · 725 daily prices

About LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option is a Income offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option is ₹13.3908 (as of 17 Mar 2016). Historically, it has delivered -20.57% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.3% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option?+

The latest NAV of LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option is ₹13.3908 as of 17 Mar 2016, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option?+

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option has delivered 1-year return -20.57%, since-inception CAGR 10.32%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option belong to?+

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option?+

Based on its 3-year annualised volatility of 17.3%, LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option a direct plan?+

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option?+

LIC NOMURA MF RGESS FUND Series 1 Direct Growth Option has NAV history available from 20 Mar 2013 — approximately 14 years of track record and 725 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.