MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

Sundaram Fixed Term Plan DD - Direct - Growth

A specialised fund. Check the scheme details for what it invests in. From Sundaram Mutual Fund. It's been running since 1 Mar 2013.

Latest price per unit
₹12.9389
▲ 0.05% today
As of 11 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹8.6k gain · 8.6% / year
Invested 3 years ago
₹1.29 L
▲ ₹28.8k gain · 8.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.04 L
Gain / loss+₹24.5k
XIRR (annualised)8.79%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.07 L
Projected gain*+₹26.6k
*at this fund's historical rate of 8.79% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.65%median 4.49% (+4.16%)
Rank #115 of 501Beats 74% of peers
3-year return
8.80%median 6.00% (+2.80%)
Rank #65 of 501Beats 70% of peers
Bumpiness (3Y)
1.39%median 5.00% (-3.61%)
Rank #116 of 501Less risky than 77% of peers
Worst-ever drop
-2.00%median -6.85% (+4.85%)
Rank #340 of 501Less risky than 32% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2013
+10%
2014
+9%
2015
+1%
2016
Best year
2014 · 9.54%
Worst year
2016 · 1.37%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.4%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Sundaram Fixed Term Plan DD - Direct - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year8.65%
CAGR — 3 years8.80%
CAGR — 5 years—
CAGR — since launch8.85%
Volatility — 1 year (annualised)0.68%
Volatility — 3 years (annualised)1.39%
Max drawdown — 1 year-0.02%
Max drawdown — 3 years-2.00%
Sharpe ratio — 1 year (rf=6%)3.86
Sharpe ratio — 3 years (rf=6%)2.07

Fund info

Fund house
Sundaram Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
121185
First price on record
1 Mar 2013 · 726 daily prices

About Sundaram Fixed Term Plan DD - Direct - Growth

Sundaram Fixed Term Plan DD - Direct - Growth is a Income offered by Sundaram Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Sundaram Fixed Term Plan DD - Direct - Growth is ₹12.9389 (as of 11 Mar 2016). Historically, it has delivered 8.67% over the last year, 8.80% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Sundaram Fixed Term Plan DD - Direct - Growth?+

The latest NAV of Sundaram Fixed Term Plan DD - Direct - Growth is ₹12.9389 as of 11 Mar 2016, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Sundaram Fixed Term Plan DD - Direct - Growth?+

Sundaram Fixed Term Plan DD - Direct - Growth has delivered 1-year return 8.67%, 3-year CAGR 8.80%, since-inception CAGR 8.85%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Sundaram Fixed Term Plan DD - Direct - Growth belong to?+

Sundaram Fixed Term Plan DD - Direct - Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Sundaram Fixed Term Plan DD - Direct - Growth?+

Based on its 3-year annualised volatility of 1.4%, Sundaram Fixed Term Plan DD - Direct - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Sundaram Fixed Term Plan DD - Direct - Growth a direct plan?+

Sundaram Fixed Term Plan DD - Direct - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Sundaram Fixed Term Plan DD - Direct - Growth?+

Sundaram Fixed Term Plan DD - Direct - Growth has NAV history available from 1 Mar 2013 — approximately 14 years of track record and 726 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.