MF Gyan
otherHigh risk14 years old

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 26 Mar 2013.

Latest price per unit
₹13.5111
▲ 0.61% today
As of 21 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹89.6k
▼ ₹10.4k loss · -10.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹57.1k
Gain / loss-₹2.9k
XIRR (annualised)-9.40%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹57.0k
Projected gain*+-₹3.0k
*at this fund's historical rate of -9.40% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+12%
2013
+31%
2014
-4%
2015
-4%
2016
Best year
2014 · 31.50%
Worst year
2016 · -3.96%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.5%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-22.32%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)
CAGR — 1 year-10.44%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch10.89%
Volatility — 1 year (annualised)17.28%
Volatility — 3 years (annualised)16.48%
Max drawdown — 1 year-20.90%
Max drawdown — 3 years-22.32%
Sharpe ratio — 1 year (rf=6%)-0.99
Sharpe ratio — 3 years (rf=6%)0.28

Fund info

Fund house
UTI Mutual Fund
Category
1102 Days
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
121176
First price on record
26 Mar 2013 · 731 daily prices

About UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT is a 1102 Days offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT is ₹13.5111 (as of 21 Mar 2016). Historically, it has delivered -10.48% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 22.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT?+

The latest NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT is ₹13.5111 as of 21 Mar 2016, up 0.61% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT?+

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT has delivered 1-year return -10.48%, since-inception CAGR 10.89%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT belong to?+

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT is categorised as 1102 Days. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT?+

Based on its 3-year annualised volatility of 16.5%, UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT a direct plan?+

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT?+

UTI- Rajiv Gandhi Equity Saving Scheme - Growth Option - DIRECT has NAV history available from 26 Mar 2013 — approximately 14 years of track record and 731 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.