UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT
A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 26 Mar 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Year by year
Calendar-year returns. 2 of last 4 years were positive.
Every N-year window, not just today's number
Standard return metrics pick one arbitrary endpoint. Below, we take every overlapping N-year window in UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT's history and show the full distribution of outcomes — so you can see the typical case alongside the best and worst a real investor could have experienced.
1-year holding
484 windows- Positive over the window76% of windows
- Beat a 7% FD69% of windows
- Typical range (middle 50%)0.26% to 33.06%
- Vs same-category peerstop 2% of same-category peers
How to read: each bar shows the spread of CAGRs across every holding window — the darker central band is the middle 50% of outcomes; the lighter band is 80%. The vertical tick is the median. The amber line marks 7% (roughly where long-term bank FDs sat). All numbers are historical, computed from the fund's own NAV series.
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT has fallen 22.3% at its worst.
This is the worst peak-to-trough fall the fund experienced in its entire NAV history — real historical data, not a simulation. If someone bought near the peak and panic-sold at the trough, that's the loss they'd have locked in. Someone who held through is still waiting for a full recovery. Being mentally ready for a fall of this size is what separates long-term investors from reactive traders.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Technical details (for the pros)
Fund info
- Fund house
- UTI Mutual Fund
- Category
- 1102 Days
- Plan
- Direct
- Option
- Dividend
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 121174
- First price on record
- 26 Mar 2013 · 731 daily prices
About UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT is a 1102 Days offered by UTI Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.
The current NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT is ₹13.5112 (as of 21 Mar 2016). Historically, it has delivered -10.48% over the last year. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 16.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 22.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT?+
The latest NAV of UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT is ₹13.5112 as of 21 Mar 2016, up 0.61% from the previous day. NAV is updated once a business day after the market close.
What are the returns of UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT?+
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT has delivered 1-year return -10.48%, since-inception CAGR 10.89%. Returns are historical and don't predict future performance — markets move in cycles.
What category does UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT belong to?+
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT is categorised as 1102 Days. A specialised fund. Check the scheme details for what it invests in.
How risky is UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT?+
Based on its 3-year annualised volatility of 16.5%, UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT a direct plan?+
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT?+
UTI- Rajiv Gandhi Equity Saving Scheme - Dividend Option -DIRECT has NAV history available from 26 Mar 2013 — approximately 14 years of track record and 731 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.