MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 13 Feb 2013.

Latest price per unit
₹13.0722
▲ 0.01% today
As of 25 May 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹7.3k gain · 7.3% / year
Invested 3 years ago
₹1.25 L
▲ ₹25.2k gain · 7.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.04 L
Gain / loss+₹23.8k
XIRR (annualised)8.34%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.05 L
Projected gain*+₹25.1k
*at this fund's historical rate of 8.34% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
7.31%median 4.49% (+2.83%)
Rank #167 of 501Beats 62% of peers
3-year return
7.77%median 6.00% (+1.77%)
Rank #85 of 501Beats 60% of peers
Bumpiness (3Y)
2.13%median 5.00% (-2.87%)
Rank #146 of 501Less risky than 71% of peers
Worst-ever drop
-4.61%median -6.85% (+2.24%)
Rank #280 of 501Less risky than 44% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2013
+11%
2014
+8%
2015
+2%
2016
Best year
2014 · 10.74%
Worst year
2016 · 2.48%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.1%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.61%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year7.31%
CAGR — 3 years7.77%
CAGR — 5 years—
CAGR — since launch8.52%
Volatility — 1 year (annualised)0.36%
Volatility — 3 years (annualised)2.13%
Max drawdown — 1 year-0.01%
Max drawdown — 3 years-4.61%
Sharpe ratio — 1 year (rf=6%)3.83
Sharpe ratio — 3 years (rf=6%)0.88

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120992
First price on record
13 Feb 2013 · 784 daily prices

About HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option is ₹13.0722 (as of 25 May 2016). Historically, it has delivered 7.33% over the last year, 7.77% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option?+

The latest NAV of HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option is ₹13.0722 as of 25 May 2016, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option?+

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option has delivered 1-year return 7.33%, 3-year CAGR 7.77%, since-inception CAGR 8.52%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option belong to?+

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option?+

Based on its 3-year annualised volatility of 2.1%, HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option a direct plan?+

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option?+

HDFC FMP 1198D February 2013 (1)-Direct Plan-Growth Option has NAV history available from 13 Feb 2013 — approximately 14 years of track record and 784 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.