MF Gyan
otherModerate risk14 years old

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan

A specialised fund. Check the scheme details for what it invests in. From L&T Mutual Fund. It's been running since 23 Jan 2013.

Latest price per unit
₹10.00
▼ 11.10% today
As of 12 Jun 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹96.5k
▼ ₹3.5k loss · -3.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹55.8k
Gain / loss-₹4.2k
XIRR (annualised)-14.03%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹55.6k
Projected gain*+-₹4.4k
*at this fund's historical rate of -14.03% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-3.55%median 4.49% (-8.03%)
Rank #381 of 501Beats 12% of peers
Bumpiness (3Y)
10.41%median 5.00% (+5.41%)
Rank #331 of 501Less risky than 33% of peers
Worst-ever drop
-11.10%median -6.85% (-4.26%)
Rank #191 of 501Less risky than 62% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+8%
2013
-7%
2014
Best year
2013 · 7.96%
Worst year
2014 · -7.45%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
10.4%

The value swings roughly 10% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-11.10%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan against other other funds.

Technical details (for the pros)
CAGR — 1 year-3.55%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.02%
Volatility — 1 year (annualised)12.21%
Volatility — 3 years (annualised)10.41%
Max drawdown — 1 year-11.10%
Max drawdown — 3 years-11.10%
Sharpe ratio — 1 year (rf=6%)-0.80
Sharpe ratio — 3 years (rf=6%)-0.58

Fund info

Fund house
L&T Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120962
First price on record
23 Jan 2013 · 332 daily prices

About L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan is a Income offered by L&T Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan is ₹10.0000 (as of 12 Jun 2014). Historically, it has delivered -3.54% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 10.4% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 11.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan?+

The latest NAV of L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan is ₹10.0000 as of 12 Jun 2014, down 11.10% from the previous day. NAV is updated once a business day after the market close.

What are the returns of L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan?+

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan has delivered 1-year return -3.54%, since-inception CAGR -0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan belong to?+

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan?+

Based on its 3-year annualised volatility of 10.4%, L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan a direct plan?+

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan?+

L&T FMP - VII (January507D A) - Dividend Payout -Direct Plan has NAV history available from 23 Jan 2013 — approximately 14 years of track record and 332 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.