MF Gyan
otherModerate risk14 years old

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 9 Jan 2013.

Latest price per unit
₹10.0001
▼ 2.44% today
As of 3 Jul 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.3k
▼ ₹2.7k loss · -2.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹57.8k
Gain / loss-₹2.2k
XIRR (annualised)-7.69%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹57.6k
Projected gain*+-₹2.4k
*at this fund's historical rate of -7.69% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-2.69%median 4.49% (-7.17%)
Rank #379 of 501Beats 13% of peers
Bumpiness (3Y)
7.72%median 5.00% (+2.73%)
Rank #302 of 501Less risky than 39% of peers
Worst-ever drop
-8.05%median -6.85% (-1.20%)
Rank #232 of 501Less risky than 54% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

+6%
2013
-6%
2014
Best year
2013 · 6.27%
Worst year
2014 · -6.09%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
7.7%

The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.05%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT against other other funds.

Technical details (for the pros)
CAGR — 1 year-2.69%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.11%
Volatility — 1 year (annualised)9.19%
Volatility — 3 years (annualised)7.72%
Max drawdown — 1 year-8.05%
Max drawdown — 3 years-8.05%
Sharpe ratio — 1 year (rf=6%)-0.96
Sharpe ratio — 3 years (rf=6%)-0.79

Fund info

Fund house
UTI Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120874
First price on record
9 Jan 2013 · 356 daily prices

About UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT is a Income offered by UTI Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT is ₹10.0001 (as of 3 Jul 2014). Historically, it has delivered -2.68% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 7.7% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 8.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT?+

The latest NAV of UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT is ₹10.0001 as of 3 Jul 2014, down 2.44% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT?+

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT has delivered 1-year return -2.68%, since-inception CAGR -0.11%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT belong to?+

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT?+

Based on its 3-year annualised volatility of 7.7%, UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT a direct plan?+

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT?+

UTI FTIF Series XIII -IV (546 DAYS)-Annual Dividend Option - DIRECT has NAV history available from 9 Jan 2013 — approximately 14 years of track record and 356 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.