debtLow risk

UTI - Gilt Fund - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 11 Jan 2013.

Latest price per unit

₹31.5448

▼ 0.18% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹5.7k gain · 5.7% / year

Invested 3 years ago

₹1.16 L

▲ ₹16.4k gain · 5.2% / year

Invested 5 years ago

₹1.24 L

▲ ₹24.4k gain · 4.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.1%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-8.10%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.68%

CAGR — 3 years5.19%

CAGR — 5 years4.46%

CAGR — since launch5.60%

Volatility — 1 year (annualised)2.40%

Volatility — 3 years (annualised)3.07%

Max drawdown — 1 year-1.94%

Max drawdown — 3 years-3.24%

Sharpe ratio — 1 year (rf=6%)-0.10

Sharpe ratio — 3 years (rf=6%)-0.23

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Gilt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789F01TJ9
ISIN (Div re-invest): INF789F01TK7
Fund code: 120791
First price on record: 11 Jan 2013 · 3,292 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.