UTI - Overnight Fund - Direct Plan - Growth
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 14 Jan 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
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Vs 123 other funds in Debt Scheme - Overnight Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of UTI - Overnight Fund - Direct Plan - Growth against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- UTI Mutual Fund
- Category
- Debt Scheme - Overnight Fund
- Plan
- Direct
- Option
- Growth
- ISIN (Growth)
- INF789FB1S71
- ISIN (Div re-invest)
- —
- Fund code
- 120785
- First price on record
- 14 Jan 2013 · 3,832 daily prices
About UTI - Overnight Fund - Direct Plan - Growth
UTI - Overnight Fund - Direct Plan - Growth is a Debt Scheme - Overnight Fund offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of UTI - Overnight Fund - Direct Plan - Growth is ₹3767.4533 (as of 2 Sep 2026). Historically, it has delivered 5.30% over the last year, 6.11% CAGR over 3 years, 5.70% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 0.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of UTI - Overnight Fund - Direct Plan - Growth?+
The latest NAV of UTI - Overnight Fund - Direct Plan - Growth is ₹3767.4533 as of 2 Sep 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.
What are the returns of UTI - Overnight Fund - Direct Plan - Growth?+
UTI - Overnight Fund - Direct Plan - Growth has delivered 1-year return 5.30%, 3-year CAGR 6.11%, 5-year CAGR 5.70%, since-inception CAGR 48.87%. Returns are historical and don't predict future performance — markets move in cycles.
What category does UTI - Overnight Fund - Direct Plan - Growth belong to?+
UTI - Overnight Fund - Direct Plan - Growth is categorised as Debt Scheme - Overnight Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is UTI - Overnight Fund - Direct Plan - Growth?+
Based on its 3-year annualised volatility of 0.1%, UTI - Overnight Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is UTI - Overnight Fund - Direct Plan - Growth a direct plan?+
UTI - Overnight Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).
How old is UTI - Overnight Fund - Direct Plan - Growth?+
UTI - Overnight Fund - Direct Plan - Growth has NAV history available from 14 Jan 2013 — approximately 14 years of track record and 3,832 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.