MF Gyan
sectorHigh risk14 years oldSteady vs its 3-year pace

UTI - India Consumer Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹63.4142
▼ 0.68% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.7k
▼ ₹1.3k loss · -1.3% / year
Invested 3 years ago
₹1.39 L
▲ ₹38.9k gain · 11.6% / year
Invested 5 years ago
₹1.58 L
▲ ₹57.6k gain · 9.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹15.1k
XIRR (annualised)5.59%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹16.4k
*at this fund's historical rate of 5.59% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 109 other funds in Equity Schemes - Thematic Fund

Same plan
1-year return
-1.26%median 6.58% (-7.84%)
Rank #80 of 110Beats 19% of peers
3-year return
11.57%median 14.20% (-2.63%)
Rank #35 of 110Beats 36% of peers
5-year return
9.53%median 12.02% (-2.49%)
Rank #29 of 110Beats 32% of peers
Bumpiness (3Y)
13.57%median 15.81% (-2.24%)
Rank #15 of 110Less risky than 87% of peers
Worst-ever drop
-29.69%median -22.39% (-7.30%)
Rank #38 of 110Less risky than 66% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+16%
2020
+27%
2021
-2%
2022
+24%
2023
+21%
2024
+4%
2025
-2%
2026
Best year
2021 · 27.01%
Worst year
2022 · -2.35%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.6%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-29.69%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - India Consumer Fund - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year-1.26%
CAGR — 3 years11.57%
CAGR — 5 years9.53%
CAGR — since launch11.57%
Volatility — 1 year (annualised)14.47%
Volatility — 3 years (annualised)13.57%
Max drawdown — 1 year-17.68%
Max drawdown — 3 years-23.28%
Sharpe ratio — 1 year (rf=6%)-0.50
Sharpe ratio — 3 years (rf=6%)0.39

Fund info

Fund house
UTI Mutual Fund
Category
Equity Schemes - Thematic Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F01VF3
ISIN (Div re-invest)
—
Fund code
120780
First price on record
2 Jan 2013 · 3,364 daily prices

About UTI - India Consumer Fund - Direct Plan - Growth

UTI - India Consumer Fund - Direct Plan - Growth is a Equity Schemes - Thematic Fund offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of UTI - India Consumer Fund - Direct Plan - Growth is ₹63.4142 (as of 2 Sep 2026). Historically, it has delivered -1.26% over the last year, 11.57% CAGR over 3 years, 9.53% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 29.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - India Consumer Fund - Direct Plan - Growth?+

The latest NAV of UTI - India Consumer Fund - Direct Plan - Growth is ₹63.4142 as of 2 Sep 2026, down 0.68% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - India Consumer Fund - Direct Plan - Growth?+

UTI - India Consumer Fund - Direct Plan - Growth has delivered 1-year return -1.26%, 3-year CAGR 11.57%, 5-year CAGR 9.53%, since-inception CAGR 11.57%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - India Consumer Fund - Direct Plan - Growth belong to?+

UTI - India Consumer Fund - Direct Plan - Growth is categorised as Equity Schemes - Thematic Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is UTI - India Consumer Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.6%, UTI - India Consumer Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - India Consumer Fund - Direct Plan - Growth a direct plan?+

UTI - India Consumer Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - India Consumer Fund - Direct Plan - Growth?+

UTI - India Consumer Fund - Direct Plan - Growth has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 3,364 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.