MF Gyan
otherLow risk14 years oldCooling recently (last 6m ≈ 0% p.a.)

UTI - MIS-Growth-Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹36.2635
▲ 0.15% today
As of 2 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.0k gain · 6.0% / year
Invested 3 years ago
₹1.26 L
▲ ₹26.0k gain · 8.0% / year
Invested 5 years ago
₹1.55 L
▲ ₹55.3k gain · 9.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹20.3k
XIRR (annualised)7.46%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.02 L
Projected gain*+₹22.3k
*at this fund's historical rate of 7.46% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
5.97%median 4.49% (+1.48%)
Rank #196 of 501Beats 55% of peers
3-year return
8.02%median 6.00% (+2.02%)
Rank #78 of 501Beats 64% of peers
5-year return
9.20%median 4.91% (+4.29%)
Rank #14 of 501Beats 82% of peers
Bumpiness (3Y)
2.92%median 5.00% (-2.07%)
Rank #176 of 501Less risky than 64% of peers
Worst-ever drop
-6.70%median -6.85% (+0.15%)
Rank #254 of 501Less risky than 49% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+6%
2013
+17%
2014
+6%
2015
+11%
2016
+9%
2017
+0%
2018
Best year
2014 · 16.52%
Worst year
2018 · 0.44%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.9%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-6.70%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - MIS-Growth-Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year5.97%
CAGR — 3 years8.02%
CAGR — 5 years9.20%
CAGR — since launch9.25%
Volatility — 1 year (annualised)2.50%
Volatility — 3 years (annualised)2.92%
Max drawdown — 1 year-1.80%
Max drawdown — 3 years-2.46%
Sharpe ratio — 1 year (rf=6%)0.01
Sharpe ratio — 3 years (rf=6%)0.67

Fund info

Fund house
UTI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120776
First price on record
2 Jan 2013 · 1,280 daily prices

About UTI - MIS-Growth-Direct

UTI - MIS-Growth-Direct is a Income offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI - MIS-Growth-Direct is ₹36.2635 (as of 2 May 2018). Historically, it has delivered 5.96% over the last year, 8.02% CAGR over 3 years, 9.20% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 6.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - MIS-Growth-Direct?+

The latest NAV of UTI - MIS-Growth-Direct is ₹36.2635 as of 2 May 2018, up 0.15% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - MIS-Growth-Direct?+

UTI - MIS-Growth-Direct has delivered 1-year return 5.96%, 3-year CAGR 8.02%, 5-year CAGR 9.20%, since-inception CAGR 9.25%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - MIS-Growth-Direct belong to?+

UTI - MIS-Growth-Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI - MIS-Growth-Direct?+

Based on its 3-year annualised volatility of 2.9%, UTI - MIS-Growth-Direct sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - MIS-Growth-Direct a direct plan?+

UTI - MIS-Growth-Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - MIS-Growth-Direct?+

UTI - MIS-Growth-Direct has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 1,280 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.