MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

UTI Smart Woman Savings Plan - Growth Option- Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹38.4113
▲ 0.21% today
As of 2 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.3k gain · 8.3% / year
Invested 3 years ago
₹1.29 L
▲ ₹29.3k gain · 9.0% / year
Invested 5 years ago
₹1.66 L
▲ ₹66.0k gain · 10.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.06 L
Gain / loss+₹25.5k
XIRR (annualised)9.31%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.08 L
Projected gain*+₹28.3k
*at this fund's historical rate of 9.31% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.34%median 4.49% (+3.85%)
Rank #131 of 501Beats 70% of peers
3-year return
8.96%median 6.00% (+2.96%)
Rank #56 of 501Beats 74% of peers
5-year return
10.67%median 4.91% (+5.76%)
Rank #14 of 501Beats 82% of peers
Bumpiness (3Y)
4.35%median 5.00% (-0.64%)
Rank #225 of 501Less risky than 54% of peers
Worst-ever drop
-8.18%median -6.85% (-1.34%)
Rank #231 of 501Less risky than 54% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+4%
2013
+21%
2014
+6%
2015
+8%
2016
+13%
2017
+2%
2018
Best year
2014 · 20.99%
Worst year
2018 · 1.88%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.4%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.18%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Smart Woman Savings Plan - Growth Option- Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year8.34%
CAGR — 3 years8.96%
CAGR — 5 years10.67%
CAGR — since launch10.06%
Volatility — 1 year (annualised)3.62%
Volatility — 3 years (annualised)4.35%
Max drawdown — 1 year-2.74%
Max drawdown — 3 years-4.65%
Sharpe ratio — 1 year (rf=6%)0.64
Sharpe ratio — 3 years (rf=6%)0.65

Fund info

Fund house
UTI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120773
First price on record
2 Jan 2013 · 1,280 daily prices

About UTI Smart Woman Savings Plan - Growth Option- Direct

UTI Smart Woman Savings Plan - Growth Option- Direct is a Income offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Smart Woman Savings Plan - Growth Option- Direct is ₹38.4113 (as of 2 May 2018). Historically, it has delivered 8.33% over the last year, 8.96% CAGR over 3 years, 10.67% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Smart Woman Savings Plan - Growth Option- Direct?+

The latest NAV of UTI Smart Woman Savings Plan - Growth Option- Direct is ₹38.4113 as of 2 May 2018, up 0.21% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Smart Woman Savings Plan - Growth Option- Direct?+

UTI Smart Woman Savings Plan - Growth Option- Direct has delivered 1-year return 8.33%, 3-year CAGR 8.96%, 5-year CAGR 10.67%, since-inception CAGR 10.06%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Smart Woman Savings Plan - Growth Option- Direct belong to?+

UTI Smart Woman Savings Plan - Growth Option- Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Smart Woman Savings Plan - Growth Option- Direct?+

Based on its 3-year annualised volatility of 4.4%, UTI Smart Woman Savings Plan - Growth Option- Direct sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Smart Woman Savings Plan - Growth Option- Direct a direct plan?+

UTI Smart Woman Savings Plan - Growth Option- Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Smart Woman Savings Plan - Growth Option- Direct?+

UTI Smart Woman Savings Plan - Growth Option- Direct has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 1,280 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.