MF Gyan
otherHigh risk14 years old

UTI Services Industries Fund-Growth Option- Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹93.4863
▲ 0.66% today
As of 22 Aug 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.55 L
▲ ₹55.5k gain · 55.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹74.5k
Gain / loss+₹14.5k
XIRR (annualised)50.54%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹79.3k
Projected gain*+₹19.3k
*at this fund's historical rate of 50.54% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
55.46%median 4.49% (+50.97%)
Rank #7 of 501Beats 99% of peers
Bumpiness (3Y)
14.88%median 5.00% (+9.89%)
Rank #389 of 501Less risky than 21% of peers
Worst-ever drop
-9.76%median -6.85% (-2.91%)
Rank #204 of 501Less risky than 59% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+17%
2013
+26%
2014
Best year
2014 · 25.64%
Worst year
2013 · 17.41%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.9%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.76%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Services Industries Fund-Growth Option- Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year55.46%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch26.76%
Volatility — 1 year (annualised)14.42%
Volatility — 3 years (annualised)14.88%
Max drawdown — 1 year-6.49%
Max drawdown — 3 years-9.76%
Sharpe ratio — 1 year (rf=6%)2.72
Sharpe ratio — 3 years (rf=6%)1.22

Fund info

Fund house
UTI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120767
First price on record
2 Jan 2013 · 406 daily prices

About UTI Services Industries Fund-Growth Option- Direct

UTI Services Industries Fund-Growth Option- Direct is a Income offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Services Industries Fund-Growth Option- Direct is ₹93.4863 (as of 22 Aug 2014). Historically, it has delivered 55.41% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 9.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Services Industries Fund-Growth Option- Direct?+

The latest NAV of UTI Services Industries Fund-Growth Option- Direct is ₹93.4863 as of 22 Aug 2014, up 0.66% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Services Industries Fund-Growth Option- Direct?+

UTI Services Industries Fund-Growth Option- Direct has delivered 1-year return 55.41%, since-inception CAGR 26.76%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Services Industries Fund-Growth Option- Direct belong to?+

UTI Services Industries Fund-Growth Option- Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Services Industries Fund-Growth Option- Direct?+

Based on its 3-year annualised volatility of 14.9%, UTI Services Industries Fund-Growth Option- Direct sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Services Industries Fund-Growth Option- Direct a direct plan?+

UTI Services Industries Fund-Growth Option- Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI Services Industries Fund-Growth Option- Direct?+

UTI Services Industries Fund-Growth Option- Direct has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 406 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.