debtLow risk

UTI - Credit Risk Fund. - Direct Plan - Quarterly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 16 Jan 2013.

Latest price per unit

₹14.7181

▲ 0.03% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.07 L

▲ ₹7.0k gain · 7.0% / year

Invested 3 years ago

₹1.25 L

▲ ₹25.4k gain · 7.8% / year

Invested 5 years ago

₹1.62 L

▲ ₹62.5k gain · 10.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

0.8%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-34.64%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year6.99%

CAGR — 3 years7.84%

CAGR — 5 years10.19%

CAGR — since launch2.73%

Volatility — 1 year (annualised)0.97%

Volatility — 3 years (annualised)0.84%

Max drawdown — 1 year-0.44%

Max drawdown — 3 years-0.44%

Sharpe ratio — 1 year (rf=6%)1.10

Sharpe ratio — 3 years (rf=6%)2.24

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789F01YC4
ISIN (Div re-invest): INF789F01YD2
Fund code: 120765
First price on record: 16 Jan 2013 · 3,289 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.