sectorHigh risk

UTI - Banking and Financial Services Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit

₹224.2934

▼ 0.79% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.08 L

▲ ₹7.6k gain · 7.6% / year

Invested 3 years ago

₹1.46 L

▲ ₹45.6k gain · 13.3% / year

Invested 5 years ago

₹1.73 L

▲ ₹73.3k gain · 11.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

16.0%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-49.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year7.62%

CAGR — 3 years13.33%

CAGR — 5 years11.62%

CAGR — since launch11.62%

Volatility — 1 year (annualised)16.51%

Volatility — 3 years (annualised)16.04%

Max drawdown — 1 year-16.51%

Max drawdown — 3 years-16.51%

Sharpe ratio — 1 year (rf=6%)0.09

Sharpe ratio — 3 years (rf=6%)0.43

Fund info

Fund house: UTI Mutual Fund
Category: Equity Scheme - Sectoral/ Thematic
Plan: Direct
Option: Growth
ISIN (Growth): INF789F01SN3
ISIN (Div re-invest): —
Fund code: 120733
First price on record: 2 Jan 2013 · 3,364 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.