MF Gyan
sectorModerate risk14 years oldSteady vs its 3-year pace

UTI - MNC Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹451.1978
▼ 0.93% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹1.3k gain · 1.3% / year
Invested 3 years ago
₹1.33 L
▲ ₹32.9k gain · 9.9% / year
Invested 5 years ago
₹1.52 L
▲ ₹51.9k gain · 8.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹15.4k
XIRR (annualised)5.70%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.97 L
Projected gain*+₹16.7k
*at this fund's historical rate of 5.70% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
1.31%median 6.52% (-5.21%)
Rank #238 of 364Beats 28% of peers
3-year return
9.95%median 13.63% (-3.69%)
Rank #156 of 364Beats 28% of peers
5-year return
8.72%median 11.94% (-3.22%)
Rank #116 of 364Beats 30% of peers
Bumpiness (3Y)
11.94%median 15.58% (-3.64%)
Rank #18 of 364Less risky than 95% of peers
Worst-ever drop
-31.58%median -25.20% (-6.38%)
Rank #124 of 364Less risky than 66% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+14%
2020
+25%
2021
-1%
2022
+24%
2023
+17%
2024
+4%
2025
-0%
2026
Best year
2021 · 25.01%
Worst year
2022 · -1.13%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
11.9%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-31.58%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - MNC Fund - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year1.31%
CAGR — 3 years9.95%
CAGR — 5 years8.72%
CAGR — since launch14.07%
Volatility — 1 year (annualised)11.97%
Volatility — 3 years (annualised)11.94%
Max drawdown — 1 year-14.59%
Max drawdown — 3 years-21.57%
Sharpe ratio — 1 year (rf=6%)-0.39
Sharpe ratio — 3 years (rf=6%)0.30

Fund info

Fund house
UTI Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF789F01UD0
ISIN (Div re-invest)
—
Fund code
120682
First price on record
2 Jan 2013 · 3,364 daily prices

About UTI - MNC Fund - Direct Plan - Growth

UTI - MNC Fund - Direct Plan - Growth is a Equity Scheme - Sectoral/ Thematic offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of UTI - MNC Fund - Direct Plan - Growth is ₹451.1978 (as of 2 Sep 2026). Historically, it has delivered 1.31% over the last year, 9.95% CAGR over 3 years, 8.72% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 11.9% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 31.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - MNC Fund - Direct Plan - Growth?+

The latest NAV of UTI - MNC Fund - Direct Plan - Growth is ₹451.1978 as of 2 Sep 2026, down 0.93% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - MNC Fund - Direct Plan - Growth?+

UTI - MNC Fund - Direct Plan - Growth has delivered 1-year return 1.31%, 3-year CAGR 9.95%, 5-year CAGR 8.72%, since-inception CAGR 14.07%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - MNC Fund - Direct Plan - Growth belong to?+

UTI - MNC Fund - Direct Plan - Growth is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is UTI - MNC Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 11.9%, UTI - MNC Fund - Direct Plan - Growth sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - MNC Fund - Direct Plan - Growth a direct plan?+

UTI - MNC Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - MNC Fund - Direct Plan - Growth?+

UTI - MNC Fund - Direct Plan - Growth has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 3,364 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.